The proposed health care bill thread (merged) - Page 17

TDK1044 · 08-04-09, 12:51 PM

Quote:

Originally Posted by August

FYI you're talking upwards of $20k assuming everything goes well. Hundreds of thousands more if it doesn't. That's a lot of scratch for most people.

Sure. I certainly take your point. My point is that there is a difference between a payment plan and insurance. We take structural insurance out on our houses in case a tree falls on it during a storm, and we take out content insurance because of the slight possibility of an electrical fire or theft. Most people will thankfully never use that insurance, but it's there if an unforseen event takes place.

I've paid medical insurance for 30 years, and I used it (other than office copays) for the first time this year. I had a life threatening, unforseen event that put me in the icu for 5 days. My medical bill was just under $100,000...my contribution was $3500. And with my insurance, because I have now met the max payout for the year, I'm getting a colonoscopy done free. That's how insurance should work.

Max2147 · 08-04-09, 01:04 PM

Capping malpractice suits has been tried in several states. It hasn't brought down the cost of health care at all.

AVGWarhawk · 08-04-09, 01:12 PM

Quote:

Originally Posted by Max2147

Capping malpractice suits has been tried in several states. It hasn't brought down the cost of health care at all.

No, it needs to be done in all states and held in place. This is only part of the problem. Obviously drug companies need to be looked at and explain why some drugs cost are outlandish. Hospitals need to look be at and find out why their costs are high. It is an entire overhaul of the system. Malpractice insurance is a huge one and obviously that starts with tort reform and ridiculas lawsuits.

August · 08-04-09, 01:23 PM

Quote:

Originally Posted by TDK1044

I'm getting a colonoscopy done free. That's how insurance should work.

I got one of those coming up next year and i'm not looking forward to it.

AVGWarhawk · 08-04-09, 01:41 PM

Quote:

Originally Posted by August

I got one of those coming up next year and i'm not looking forward to it.

No worries...it will all be BEHIND you before long.

SteamWake · 08-04-09, 01:54 PM

Quote:

Originally Posted by AVGWarhawk

No worries...it will all be BEHIND you before long.

Everything will work out in the end, hope it comes out allright

August · 08-04-09, 02:00 PM

Quote:

Originally Posted by SteamWake

Everything will work out in the end, hope it comes out allright

I just know it will be a pain in the ass!

SteamWake · 08-04-09, 03:20 PM

Quote:

Originally Posted by August

I just know it will be a pain in the ass!

Just make sure the practitioner doesent have both hands on your shoulders

mookiemookie · 08-04-09, 03:47 PM

Quote:

Originally Posted by SteamWake

The health care industry at least in the united states curently turns no one away regardless of wether or not they can pay. In fact it is one of the factors leading to the astronomical costs.

There are some cases where 'poor' patients are deferred to 'other' health care facilitys but I dont want to get into the first ladys closet and they still recieved at least some help.

Really? I'm sure that will come as news to the woman in this story who was denied the cancer treatment recommended by her doctor. Blue Shield stepped in between the doctor and patient and said NO.

http://cbs5.com/local/cancer.treatme...2.1007394.html

Steel_Tomb · 08-04-09, 05:55 PM

Quote:

Originally Posted by Tchocky

Well that's just your hard luck, I imagine.

I like the system whereby I've already paid my part through taxes, and no matter what happens during the pregnancy/birth, I'll be able to find care without bankrupting myself. I'd like to live somewhere like that, too. Alas...

Sounds like the NHS

, you pay for it through tax and have access to it when ever you need it.

Onkel Neal · 08-04-09, 06:52 PM

Quote:

Originally Posted by Steel_Tomb

How the heck do you guys think that certain people shouldn't be allowed to get care when they need it? To simply give health care to people who are wealthy is wrong... people who are poor and unable to buy insurance are just as deserving of care when they're sick or injured as anyone else weather it be joe blogs or the president himself. Your all people, but you think that some people aren't worth the effort from what I read here.

First of all, please be more precise in stating your case:
"To simply give health care to people who are wealthy is wrong.."
No one is giving health care to the wealthy. Health care is purchased. And not just by the wealthy. A lot of middle class working people buy their insurance, and part of their compensation package is insurance. I purchase health care insurance, and it costs me about 15% of my monthly salary. No one is giving it to me. Why the hell should I have to pay more in taxes to give it to someone else?

People who are poor and unable to buy insurance? They can afford a lot of other luxuries, though. Joe Blogs might afford insurance if he stopped buying scratch off lottery tickets, beer, cigarettes, cell phone time, cable TV and Internet access, cars and motorycles, computer games, and about 5000 other things he thinks he cannot live without. Not to mention stopped popping out kids like he's the son of Adam.

Nothing is free. Someone has to pay for anything of value. This all boils down to someone wants something and they want someone else to pay for it. Fine, let's pass a Poor Person Insurance package. Tax me for it. But in return, I want poor people to mow my grass. And they need to be organ donors and give blood every 8 weeks. And I better not see them ahead of me in line at the steak restaurant.

August · 08-04-09, 07:02 PM

Quote:

Originally Posted by mookiemookie

Really? I'm sure that will come as news to the woman in this story who was denied the cancer treatment recommended by her doctor. Blue Shield stepped in between the doctor and patient and said NO.

http://cbs5.com/local/cancer.treatme...2.1007394.html

And could you honestly guarantee that a government health care plan wouldn't also say NO?

Morts · 08-04-09, 07:07 PM

Quote:

Originally Posted by Neal Stevens

People who are poor and unable to buy insurance? They can afford a lot of other luxuries, though. Joe Blogs might afford insurance if he stopped buying scratch off lottery tickets, beer, cigarettes, cell phone time, cable TV and Internet access, cars and motorycles, computer games, and about 5000 other things he thinks he cannot live without. Not to mention stopped popping out kids like he's the son of Adam.

yeah, cause every poor person does that

Onkel Neal · 08-04-09, 07:14 PM

No, not every poor person. But would you care to guess a percentage?

AVGWarhawk · 08-04-09, 07:33 PM

Quote:

Originally Posted by Neal Stevens

No, not every poor person. But would you care to guess a percentage?

Oh, say 80%

08-04-09, 07:14 PM	#254
Onkel Neal Born to Run Silent Join Date: Jan 1997 Location: Cougar Trap, Texas Posts: 21,385 Downloads: 541 Uploads: 224	No, not every poor person. But would you care to guess a percentage? __________________ SUBSIM - 26 Years on the Web

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08-04-09, 01:04 PM	#242
Max2147 Seasoned Skipper Join Date: Feb 2009 Posts: 714 Downloads: 0 Uploads: 0	Capping malpractice suits has been tried in several states. It hasn't brought down the cost of health care at all.