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Old 11-30-22, 12:50 PM   #1
AVGWarhawk
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Originally Posted by Rockstar View Post
Identity theft as in people using your personal data to establish new lines of credit and loans? Or hacked existing acct/bank card #?
Identity theft in my case is fake driver license, fake checks from others payable to me or my wife. The had our SS numbers. So far just going into banks showing false ID and fraudulent checks.
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Old 11-30-22, 01:00 PM   #2
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Here you have a two steps verification, when you use your credit card.

First you enter a code on a web side then an app open on my smartphone where I have to enter second code. And approve the transaction.

My Credit card is connected to me and my address.

This mean it will be darn hart for someone to copy my person and order things in my name.

Markus
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Old 11-30-22, 01:48 PM   #3
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Here you have a two steps verification, when you use your credit card.

First you enter a code on a web side then an app open on my smartphone where I have to enter second code. And approve the transaction.

My Credit card is connected to me and my address.

This mean it will be darn hart for someone to copy my person and order things in my name.

Markus
I do not use the two part verification. I do however get instant email alerts on all of cards/accounts when something is charged. Also, the use of the credit card if compromised is really only taking money from the credit card company and not my real money in checking/savings. It is up to the credit card company to get their money back once I advise them of fraud. Knock on wood....none of our credit cards have been compromised. It has only been bank cards(debit) and as of late identity theft with fake DL and fraudulent checks.
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Old 11-30-22, 08:43 PM   #4
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Quote:
Originally Posted by AVGWarhawk View Post
I do not use the two part verification. I do however get instant email alerts on all of cards/accounts when something is charged. Also, the use of the credit card if compromised is really only taking money from the credit card company and not my real money in checking/savings. It is up to the credit card company to get their money back once I advise them of fraud. Knock on wood....none of our credit cards have been compromised. It has only been bank cards(debit) and as of late identity theft with fake DL and fraudulent checks.
as an ATM tech guard since 9/11 'till I retired in 2019, do U check the machines U insert the debit/bank card make sure someone has not inserted a card reader/skimmer into it?https://www.nwcu.com/learn/how-spot-atm-skimmer
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Old 11-30-22, 09:43 PM   #5
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really got to watch card reader/swkimmer ones when me and the buddy went to Montana gold hunting they got a hold of his card 2 week out his wife call did you take 600 dollars off that card trying to come home in a 1 ton diesel hauling a 5th wheel cost us 1200 to get out there and we had was my 500 made it back on a empty tank and broke several state laws using red diesel
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Old 12-02-22, 10:30 AM   #6
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I can tell you Experian is awful. Lock the wife's credit 25 Nov. 28 Nov the individual with her info changed the internal email at Experian(made new account). The sign on and password on her account are no good. I discovered this by attempting to sign in. No go. I then select "forgot PW and sign in". The messages states an email will be sent to G*******@outlook.com. WTH? We do not have any email like this.

I then read this:

https://krebsonsecurity.com/2022/07/...laining-to-do/

Experian has been breached. If someone has your info a new account can be made and changes(shut down) to the account of the true individual who set it up!! This is a company that is supposed to watch your credentials!!!

I asked the representative at Experian how this mysterious email was added within 3 days of opening an account. He has no idea.
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Old 12-03-22, 06:39 AM   #7
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Just one of the reasons why I say "Stick with cash". And even that is not safe since any bank account these days comes with a bank card that can be breached like a Visa or Master Card.


When government or corporations tell me that digital security is safe, I have nothing but loud laughter. I kinbow that then people are talking who know nothing about nothing - or knowingly lie to me.



Its okay to have compouters. The real big dimensions of the problem start to unfold when computers get linked to form networks. Networks are what I would like to see being shut down and prevented.



Adama was right: "No networks on my battlestar, M'am!"
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