ObamaCare - The New Perspective

[mookiemookie]

Originally Posted by tater

Imagine if you could buy car insurance retroactively. You'd get the minimum required, then upgrade to comprehensive on the cell phone AFTER a crash. That is what dumping preexisting conditions means. It is exactly the same.

No it's not. Human beings are not cars. Telling someone "we won't repair the door scrape on your Kia" is not the same as telling someone "We won't cover your chemo treatments."

Fixing a car isn't a situation that will drive you bankrupt. It's not a life or death matter. Health care is both. You can repair a car without insurance. Then you can go out and buy insurance on that car with no problems. The same cannot be said about health insurance.

Cars without door dings are not as valuable to us as a nation as a healthy population is.

[AVGWarhawk]

You can repair a car without insurance.

You can get healthcare without insurance.

[CaptainHaplo]

Cars without door dings are not as valuable to us as a nation as a healthy population is.

The current immigration stance would indicate otherwise... not to mention we as a country and as a planet are overpopulated.

Not encouraging anything - just pointing out the reality.

[tater]

Originally Posted by mookiemookie

No it's not. Human beings are not cars. Telling someone "we won't repair the door scrape on your Kia" is not the same as telling someone "We won't cover your chemo treatments."

Fixing a car isn't a situation that will drive you bankrupt. It's not a life or death matter. Health care is both. You can repair a car without insurance. Then you can go out and buy insurance on that car with no problems. The same cannot be said about health insurance.

Cars without door dings are not as valuable to us as a nation as a healthy population is.

It's exactly the same.

No preexisting conditions means no buying insurance til AFTER the "crash" to use the car analogy. They are exactly the same. This is why even the dems wanted the "mandate." The mandate goes with no preexisting conditions because with the no PE limitations, you MUST force buying care, else no one will. They go hand in hand. That was clearly the context of my statement.

Once actually sick with something like cancer, it's not at all like a car. You can fix a car, but you cannot fix a person 100%. People who have had cancer are at vastly higher risk to utilize more care moving forward. So much so that charging higher premiums might not be cost-effective. If they can be expected to cost X hundred grand, their premiums would need to be huge compared to most people where the insurance company has an expectation value that allows for their small profit.

You don't know the healthcare business. Really. Right now, Medicare rejects almost as many claims as the entire private insurance industry combined. Look through some files for ABN paperwork, lol.

BTW, there is a difference between rules that forbid CANCELING insurance due to a new condition, and denying insurance for preexisting conditions. If insured, I'm fine with the insurer being on the hook for your care. What I don't want is for people to be allowed to buy insurance only AFTER they get diagnosed.