ObamaCare - The New Perspective

Tchocky · 11-04-10, 05:28 PM

Quote:

Originally Posted by Ducimus

Because some people here can only see in two dimensions, with nothing in between?

WRONG

Buddahaid · 11-04-10, 06:31 PM

Even if you work and live within your means, how can you afford not to have health insurance? I have insurance, but if I didn't, I would be very hard put to pay the $60,000.00 it cost to have my wifes broken ankle repaired. $7,300.00 for the ER visit and $56,000.00 for the surgery.

tater · 11-04-10, 06:46 PM

Quote:

Originally Posted by Buddahaid

Even if you work and live within your means, how can you afford not to have health insurance? I have insurance, but if I didn't, I would be very hard put to pay the $60,000.00 it cost to have my wifes broken ankle repaired. $7,300.00 for the ER visit and $56,000.00 for the surgery.

That the actual amount paid, or a billed amount? What gets billed, and what the contract is for actual payment can be very different.

My wife at first comped a surgery, and they got reamed for several thousand bucks anyway, then had to charge for the surgery, because the insurance would not pay with no surgeon fee. Her fee was a couple hundred bucks, the total cost was closer to 15 grand.

One huge problem is the disconnect between paying and getting service. The patient and the doc—neither have a clue how much it costs. There is no feedback at all.

Platapus · 11-04-10, 06:52 PM

A few years ago, The Frau had to get some surgery that was not covered by insurance. Once the doctor understood that we were paying cash, the "cost" of the operation dropped significantly.. as in less than half.

tater · 11-04-10, 07:14 PM

Quote:

Originally Posted by Platapus

A few years ago, The Frau had to get some surgery that was not covered by insurance. Once the doctor understood that we were paying cash, the "cost" of the operation dropped significantly.. as in less than half.

It's like that because if the posted rate was lower, then some health plan might demand a discount on THAT rate. Usually the amount collected from insurance is a fraction of the billed amount.

Imagine if the plumber could send you a bill, and you could send them 50% and they'd say "thank you, come again!" instead of sending you to collections.

BTW, you can always make arrangements to pay, then pay SOMETHING every month. Even $5 and my wife's office would never send you to collections. He biggest few stiffs on payment have all had one thing in common...

all were lawyers. %$#@%$# deadbeats. The lawyer jokes can start any time.

View Poll Results: Would you support the repeal of Obama's healthcare legislation?
Yes	17	50.00%
No	17	50.00%
Voters: 34. You may not vote on this poll

11-04-10, 06:31 PM	#2
Buddahaid Shark above Space Chicken Join Date: Jun 2008 Posts: 9,336 Downloads: 162 Uploads: 0	Even if you work and live within your means, how can you afford not to have health insurance? I have insurance, but if I didn't, I would be very hard put to pay the $60,000.00 it cost to have my wifes broken ankle repaired. $7,300.00 for the ER visit and $56,000.00 for the surgery. __________________ "However vast the darkness, we must provide our own light." Stanley Kubrick "Tomorrow belongs to those who can hear it coming." David Bowie

11-04-10, 06:52 PM	#4
Platapus Fleet Admiral Join Date: Oct 2006 Posts: 19,437 Downloads: 63 Uploads: 0	A few years ago, The Frau had to get some surgery that was not covered by insurance. Once the doctor understood that we were paying cash, the "cost" of the operation dropped significantly.. as in less than half. __________________ abusus non tollit usum - A right should NOT be withheld from people on the basis that some tend to abuse that right.