Got in over my head with spending

[ivank]

Originally Posted by Ducimus

I've used a debit card for years. Never had any problems. The trick is being always concious of how much you can afford to spend.

Add up your total monthy expenses, and subtract that from your monthly income.

Take that number and keep it in your head. Be aware of it.

Then, whenever you go out, save every receipt from every purchase on that card. Put the receipts in your wallet where you'd normally put your money.

Everytime you open your wallet, you see how much you've been spending.

as an 18y/o that lives with parents who pay for my car stuffs, I have no monthly expense other than what I buy. For income, I work at Goldman Sachs, on-call, so I can work 1 day, and then not work for weeks(what is happening now)

During the school year, I saved for this trip and that's it! But as the price of tickets rose, I saw it as not going to happen. So I started spending, and when I over did it, my parents say they think they will pay for my ticket!