Interesting account activity

SteamWake · 08-19-09, 07:43 AM

A few months ago I got a call from my bank asking me if I had been doing some shopping in Miami.

It wasent much some gasoline, small charges at a convienence store that sort of thing really less than 100 dollars all told.

Only thing is I was no where near Miami at the time and put a stop to that card and had the charges re-imbursed.

Someone was making counterfit cards, complete with magnetic strips, and just 'testing' them at random before they went for the big money.

August · 08-19-09, 08:46 PM

Quote:

Originally Posted by SteamWake

Someone was making counterfit cards, complete with magnetic strips, and just 'testing' them at random before they went for the big money.

Maybe not. Big money draws attention. There are a fair number of people who wouldn't notice such small transactions allowing the card to be used again and again.

TarJak · 08-19-09, 09:40 PM

My mob rings me if they see anything that looks out of the ordinary. Had something bought in Shanghai whilst I was sitting at home in Oz. Got a call a couple of days later and they asked if it was legit then removed it as it clearly wasn't.

Problem is they pick up on some of my internet purchases that are transacted overseas as well. At least they are watching.

Spike88 · 08-19-09, 09:58 PM

I haven't had anyone use my card yet. Although my parents once had someone pay for a hotel bill in Tijuana, Mexico with their credit card. And someone just used my grandparent's about a month ago, which has caused them all sorts of problems, especially since they have automatic bill pay.

My whole issue with it, is I got charged 24 dollars, by blockbuster for a movie I had already returned a week beforehand. I talk to them, and they say they're going to refund my 24 dollars, and that it should be through in the next 2-3 days, and they already refunded 1.25 to my account for the restocking fee. My issue is my bank wont refund the 34 dollars they charged me for overdrafting. Because they used my 1 free waiver in June, to waive a fee they should of never charged in the first place.

As soon as I get the 24 dollars from block buster, I'm closing the account.

Stealth Hunter · 08-19-09, 10:01 PM

Luckily, I've never had any problems with credit cards. Best wishes to you, though. I'm sure you'll get this mess sorted out with no trouble. Most of it comes down to the card company anyway.

GoldenRivet · 08-20-09, 03:03 AM

so far its been handled top notch by our bank.

im glad we pay $5 per month for the fraud protection plan!

08-19-09, 07:43 AM	#1
SteamWake Rear Admiral Join Date: Mar 2005 Posts: 13,224 Downloads: 5 Uploads: 0	A few months ago I got a call from my bank asking me if I had been doing some shopping in Miami. It wasent much some gasoline, small charges at a convienence store that sort of thing really less than 100 dollars all told. Only thing is I was no where near Miami at the time and put a stop to that card and had the charges re-imbursed. Someone was making counterfit cards, complete with magnetic strips, and just 'testing' them at random before they went for the big money. __________________ Follow the progress of Mr. Mulligan : http://www.subsim.com/radioroom/showthread.php?t=147648

08-19-09, 09:58 PM	#4
Spike88 Ocean Warrior Join Date: Jan 2008 Location: Miami, FL Posts: 3,052 Downloads: 36 Uploads: 0	I haven't had anyone use my card yet. Although my parents once had someone pay for a hotel bill in Tijuana, Mexico with their credit card. And someone just used my grandparent's about a month ago, which has caused them all sorts of problems, especially since they have automatic bill pay. My whole issue with it, is I got charged 24 dollars, by blockbuster for a movie I had already returned a week beforehand. I talk to them, and they say they're going to refund my 24 dollars, and that it should be through in the next 2-3 days, and they already refunded 1.25 to my account for the restocking fee. My issue is my bank wont refund the 34 dollars they charged me for overdrafting. Because they used my 1 free waiver in June, to waive a fee they should of never charged in the first place. As soon as I get the 24 dollars from block buster, I'm closing the account. __________________ Last edited by Spike88; 08-19-09 at 10:08 PM.

08-20-09, 03:03 AM	#6
GoldenRivet Subsim Aviator Join Date: Mar 2007 Location: Texas Posts: 8,726 Downloads: 146 Uploads: 0	so far its been handled top notch by our bank. im glad we pay $5 per month for the fraud protection plan! __________________

08-19-09, 09:40 PM	#3
TarJak Fleet Admiral Join Date: Jul 2006 Location: Sydney, Australia Posts: 17,052 Downloads: 150 Uploads: 8	My mob rings me if they see anything that looks out of the ordinary. Had something bought in Shanghai whilst I was sitting at home in Oz. Got a call a couple of days later and they asked if it was legit then removed it as it clearly wasn't. Problem is they pick up on some of my internet purchases that are transacted overseas as well. At least they are watching.

08-19-09, 10:01 PM	#5
Stealth Hunter Silent Hunter Join Date: Nov 2006 Location: Y'ha-Nthlei Posts: 4,262 Downloads: 19 Uploads: 0	Luckily, I've never had any problems with credit cards. Best wishes to you, though. I'm sure you'll get this mess sorted out with no trouble. Most of it comes down to the card company anyway.