Got in over my head with spending

[ivank]

Originally Posted by mookiemookie

I used to do financial planning for a living and that was one of the first things to teach someone - have 3 to 6 months of committed expenses saved up in reserve in case of bad times. You never know when something bad is going to happen. Pay yourself first on payday - put money away for savings before doing anything else. It will grow faster than you realize if you're disciplined enough to not touch it!

at an interest rate of .01% it ain't growing lol.

But yea, this is what I am being told