Healthcare issues hit home... - Page 2

frau kaleun · 09-23-10, 03:20 PM

Quote:

Originally Posted by AVGWarhawk

Well sure, the companies go through each record with a fine tooth come looking for some small discrepency to drop you like a bad habit. Typical. There are some provisions of the health bill I like but others just plan suck.

Well I was thinking more of how supposedly they have suspended claims payments while they assess the potential effects of the health care bill, when surely they've had ample time to do that in the months since it passed.

Not so much about the sudden termination of coverage, but, yeah, they can always find a reason to enhance their own bottom line in whatever way possible.

We used to theorize hereabouts regarding what percentage of insurance company shenanigans were caused by simple incompetence, what percentage was deliberate intent to screw people over for $$, and what percent was incompetence encouraged and maintained in order to serve the deliberate intent to screw people over for $$. We never did arrive at a definitive answer. Dealing with the "lower level" employees most of the time, it's hard to decide if what you've got is #1 or #3; OTOH some of the things that lowly CSRs have out-and-out admitted on occasion (perhaps without knowing any better) do give one pause.

AVGWarhawk · 09-23-10, 03:31 PM

Truth be told I have had good dealings with my health insurance people. We have used them quite a bit over the years. I can not say anything very negative with exception of a few things. Such as some pencil pusher dictating how long a hospital stay should be or what kind of treatment is best for you. Case and point, after our first child the insurance allowed 1 day recovery. They felt that was enough. If you wanted a second day that was on your tab. This, probably coming from a pencil necked geek. Hmmmmm sir, lets have a bowling ball pushed though one of your orifices and tell me how many days you you think is ample for recovery.

tater · 09-23-10, 03:41 PM

Insurance profit margins are not excessive, so it's understandable that they have to try and control costs some how. Particularly when DC is telling them they MUST cover people who they know will cost more. The "re-existing conditions" nonsense done by lawmakers is just that, nonsense. They SHOULD charge more to people they know will use more services. Heck, allow them to charge more for bad BMIs, etc. Incentivize good health practices.

Bubblehead1980 · 09-23-10, 03:57 PM

Well part of the Pledge to America released today is to Repeal and Replace Obamacare.I am sure they will do their best to keep costs from rising.I knew the bill was toxic, now it's already showing up.

09-23-10, 03:31 PM	#17
AVGWarhawk Lucky Jack Join Date: Jun 2005 Location: In a 1954 Buick. Posts: 28,253 Downloads: 90 Uploads: 0	Truth be told I have had good dealings with my health insurance people. We have used them quite a bit over the years. I can not say anything very negative with exception of a few things. Such as some pencil pusher dictating how long a hospital stay should be or what kind of treatment is best for you. Case and point, after our first child the insurance allowed 1 day recovery. They felt that was enough. If you wanted a second day that was on your tab. This, probably coming from a pencil necked geek. Hmmmmm sir, lets have a bowling ball pushed though one of your orifices and tell me how many days you you think is ample for recovery. __________________ “You're painfully alive in a drugged and dying culture.” ― Richard Yates, Revolutionary Road

09-23-10, 03:41 PM	#18
tater Navy Seal Join Date: Mar 2007 Location: New Mexico, USA Posts: 9,023 Downloads: 8 Uploads: 2	Insurance profit margins are not excessive, so it's understandable that they have to try and control costs some how. Particularly when DC is telling them they MUST cover people who they know will cost more. The "re-existing conditions" nonsense done by lawmakers is just that, nonsense. They SHOULD charge more to people they know will use more services. Heck, allow them to charge more for bad BMIs, etc. Incentivize good health practices.

09-23-10, 03:57 PM	#19
Bubblehead1980 Navy Seal Join Date: Apr 2009 Location: Florida USA Posts: 7,100 Downloads: 605 Uploads: 44	Well part of the Pledge to America released today is to Repeal and Replace Obamacare.I am sure they will do their best to keep costs from rising.I knew the bill was toxic, now it's already showing up.