10-12-06, 05:40 AM
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#19
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Ocean Warrior 
Join Date: Sep 2002
Location: High Wycombe, Bucks, UK
Posts: 2,811
Downloads: 9
Uploads: 0
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Quote:
Originally Posted by Narcosis
Quote:
Originally Posted by Konovalov
By the way your topic title "Muslims in many countries are excused paying bank charges" is patently false and utterly misleading.
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False and utterly misleading  , so where is your evidence or references, ?
Here i will help you look for it. Go and visit the HSBC bank on line and search the subject that i started, and go and prove me wrong.
http://www.hsbc.co.uk
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From the HSBC Amanah Bank Account Fees section:
http://www.hsbcamanah.co.uk/amanahuk...ount/fees.html
Quote:
Overdrafts
You are not permitted to overdraw this account.
If the account is overdrawn: overdraft review fee - £25.00*
*Important Notes- £25.00 may be charged on each occasion that you:- go overdrawn or further overdrawn
- You will not be charged a review fee if you go overdrawn or further overdrawn by £10 or less.
- You will not be charged a review fee if you have not gone overdrawn in the last 6 months.
- You will not be charged review fees for more than the amount by which you have gone overdrawn in any one month.
- You will only be charged review fees a maximum of 5 times in any one month.
We reserve the right to change our fees and when we will and will not charge fees from time to time.
Debit card
Using your Card abroad
Cash Machines: At all machines displaying a Maestro/Cirrus logo 1.5% of the cash advance (minimum £1.75)
Point of Sale: Wherever you see the Maestro logo Free.
Full fee details are contained in the Amanah Price List
Important Information
† For charging purposes a month is not a calendar month but begins on the date your account opens. For example, if you opened your account on 20th January, your charging period will be from the 20th of each month to the 19th of the following month.
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And now from the HSBC Amanah Home Finance Fees section:
http://www.hsbcamanah.co.uk/amanahuk...ance/fees.html
Quote:
Fee NameFeePayable when…Application Fee£275you complete your Amanah Home Finance application.Valuation FeeFrom £90 (based on the value of the property)you complete your Amanah Home Finance application.Administration Fee£40your monthly Amanah payment is not received by the due date.Statement Fee£5you request an interim and / or duplicate statement.Copy Document Fee£5a copy document is requested.Copy Deeds Fee£5a copy of the Title Deeds is requested.Settlement Fee£210the property is sold under either the Promise to Sell or the Promise to Buy. This represents our legal costs relating to that sale.
Note: You will also be required to pay any additional costs covering independent legal representation and associated disbursement fees.
Important Information:
Your home will be at risk if you do not keep up the monthly payments on your Home Finance.
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The above are all bank charges and fees hence the topic title is misleading and indeed false. Edited to add links directly to fee and charges sections at HSBC.
Last edited by Konovalov; 10-12-06 at 05:44 AM.
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