I think I found my new home! - Page 16

Onkel Neal · 04-18-13, 08:59 PM

Here's hoping.

Jimbuna · 04-19-13, 07:06 AM

Not long now and I'm sure it will have all been worthwhile

AVGWarhawk · 04-19-13, 07:51 AM

Our old neighborhood slowly deteriorated over the past 11 years we resided there. It was time for us to go. Unfortunately, some neighborhoods have a bad element move in and the trouble starts. I can completely relate to how you are feeling with the latest neighbor activity. Your story of the domestic reads like a episode of Cops.

frau kaleun · 04-19-13, 03:27 PM

WOOHOO!

Loan officer just emailed to say he has final approval in his hands, the only thing they still want is a copy of a termite inspection report which he says he must have missed in the contract.

The only termite inspection stipulated in the contract was done as part of the overall home inspection, and since I've been carrying around every single piece of paper related to this endeavor everywhere I go for the past week, I just faxed him a copy of the termite inspection report from that. I swear if they decide there needs to be another separate inspection done just for termites, I will scream. That is the responsibility of the HOA anyway, I only had it done for my own peace of mind.

Anyway barring a problem with that item, it looks like closing will be next Tuesday or Wednesday.

Sailor Steve · 04-19-13, 03:35 PM

WOOHOO indeed!

TarJak · 04-19-13, 05:36 PM

Nice news. I'll bet you can just feel those keys jangling in your hand.

frau kaleun · 04-19-13, 05:40 PM

Quote:

Originally Posted by TarJak

Nice news. I'll bet you can just feel those keys jangling in your hand.

SHUT UP AND TAKE MY MONEY

Jimbuna · 04-19-13, 06:18 PM

Nice one

The Enigma · 04-20-13, 02:39 AM

Fingers crossed

THE_MASK · 04-20-13, 04:36 AM

A house is a house . Its the people inside that make it a home . My philosophy on houses

You can change things inside a house but you cannot change your neighbours

Termidor is cheap insurance against termites

Good luck with the new house

WernherVonTrapp · 04-20-13, 07:07 AM

Congratulations on your first home, Frau Kaleun. Home buying can be the most rewarding, and frustrating experience in a person's life. Especially if you have a family that needs sheltering. I've recently completed my third (and hopefully last) home purchase. The paperwork can be mind boggling. I had frustration myself in having all those involved (bank, real estate agent, title company, etc.) getting their act together on the same page.
Interesting story about the DV. It sounds typical of what I've been dealing with over the last 25+ years, but not anymore. We actually had a wife drive her car over her husband's head. Popped his eye right out of the socket. Oh, well, anyway, my last home, there was a sweet little old lady that lived next door. A few years later, she moved out and rented to a nice, but severely dysfunctional family. The daughter was a heroin/crack addict and would frequently end up being beaten by one of her older brothers. Neighbors make all the difference in the world and although nobody is perfect, it's important to take note of. There was another older son who was married but they were both in their mid to late 20s. Neither of these sons lifted a finger to help their elderly father rake, mow or shovel, though one worked out at a gym daily.
Just a mere few days before I moved to my present home, the daughter was pounding on my front door at 3:00am in the morning, bloodied and screaming that she had been beaten and "Duck-Taped" by her family. Of course, I dialed 911 immediately and took her into my home but this was becoming all too common and was now directly affecting my family.

I used to occasionally help all my neighbors one way or another. Be it by sometimes shoveling their snow covered walkways, assisting them in pushing their disabled cars from the road (or even repairing them), giving their children toys/gifts for their birthdays, jumpstarting dead batteries, taking in their garbage cans etc. When it came time for me to move, we did it (me and my wife) all by ourselves. I rented a 24' straight-truck and spent almost 3 days (all day long) loading it up. Not one neighbor offered to help or even came out of their homes during that time. They all suddenly disappeared. It was shades drawn and doors closed in what was usually an active neighborhood. I don't hold it against them, though I thought it was interesting enough to note.

Anyway, I apologize for getting off the subject. I wish you the best of luck. I'm certain everything will work out fine with your new home.

Wolferz · 04-20-13, 07:56 AM

Haus Frau Kaleun has a nice ring to it.

Making sure that there is no termite activity is a good thing. I once held a job treating homes for the little buggers. All they need is wood and water and 200 feet of soil. That's how deep their nests can go down.

Most homes become infested due to cheap lazy contractors tossing wood framing refuse into porch voids prior to pouring the slab on top.
You definitely don't want to awaken on a warm spring morning to thousands of swarming winged termites in your bedroom looking for a new place to nest.

swamprat69er · 04-20-13, 08:35 AM

Wow! What a hassle you got from the banker.

When I bought this place off the bank (Power of sale), I offered them the money and told them a 30 day close (the house was empty). The real estate agent told me that he didn't think they (the bank) would accept a 30 day close. I told him that every day the bank was holding onto the house they were losing money and since the banks are in the money business and not the housing business if they wanted to sell the house they would go for a 30 day close. PERIOD. The bank accepted the 30 day close. 19 years ago on April Fools day I moved in.

Congrats on soon to be your new home.

WernherVonTrapp · 04-20-13, 09:34 AM

Quote:

Originally Posted by swamprat69er

Wow! What a hassle you got from the banker.

When I bought this place off the bank (Power of sale), I offered them the money and told them a 30 day close (the house was empty). The real estate agent told me that he didn't think they (the bank) would accept a 30 day close. I told him that every day the bank was holding onto the house they were losing money and since the banks are in the money business and not the housing business if they wanted to sell the house they would go for a 30 day close. PERIOD. The bank accepted the 30 day close. 19 years ago on April Fools day I moved in.

Congrats on soon to be your new home.

Good thing it wasn't a "Short Sale". Counter to what the name suggests, Short Sales usually take more than a few months to close.

swamprat69er · 04-20-13, 01:51 PM

The bank had $79,000.oo tied up in this house and tried to sell it for that.....No nibbles....Lowered it to 70 still no nibbles....Remember that they tried to sell it for two years before I came along. I had looked at it in the MLS book that the realtor has. Long story short.....I got it for $52,900. and the bank held the mortgage. 18 years later and I own all of it.

04-18-13, 08:59 PM	#226
Onkel Neal Born to Run Silent Join Date: Jan 1997 Location: Cougar Trap, Texas Posts: 21,385 Downloads: 541 Uploads: 224	Here's hoping. __________________ SUBSIM - 26 Years on the Web

04-19-13, 07:06 AM	#227
Jimbuna Chief of the Boat Join Date: Feb 2006 Location: 250 metres below the surface Posts: 190,788 Downloads: 63 Uploads: 13	Not long now and I'm sure it will have all been worthwhile __________________ Wise men speak because they have something to say; Fools because they have to say something. Oh my God, not again!!

04-19-13, 03:35 PM	#230
Sailor Steve Eternal Patrol Join Date: Nov 2002 Location: High in the mountains of Utah Posts: 50,369 Downloads: 745 Uploads: 249	WOOHOO indeed! __________________ “Never do anything you can't take back.” —Rocky Russo

04-19-13, 06:18 PM	#233
Jimbuna Chief of the Boat Join Date: Feb 2006 Location: 250 metres below the surface Posts: 190,788 Downloads: 63 Uploads: 13	Nice one __________________ Wise men speak because they have something to say; Fools because they have to say something. Oh my God, not again!!

04-20-13, 02:39 AM	#234
The Enigma Seer of visions Join Date: Mar 2005 Location: Under the surface Posts: 2,315 Downloads: 31 Uploads: 0	Fingers crossed __________________

04-19-13, 07:51 AM	#228
AVGWarhawk Lucky Jack Join Date: Jun 2005 Location: In a 1954 Buick. Posts: 28,284 Downloads: 90 Uploads: 0	Our old neighborhood slowly deteriorated over the past 11 years we resided there. It was time for us to go. Unfortunately, some neighborhoods have a bad element move in and the trouble starts. I can completely relate to how you are feeling with the latest neighbor activity. Your story of the domestic reads like a episode of Cops.

04-19-13, 03:27 PM	#229
frau kaleun Rear Admiral Join Date: Nov 2009 Location: Skyri--oh who are we kidding, I'm probably at Lowe's. Again. Posts: 12,706 Downloads: 168 Uploads: 0	WOOHOO! Loan officer just emailed to say he has final approval in his hands, the only thing they still want is a copy of a termite inspection report which he says he must have missed in the contract. The only termite inspection stipulated in the contract was done as part of the overall home inspection, and since I've been carrying around every single piece of paper related to this endeavor everywhere I go for the past week, I just faxed him a copy of the termite inspection report from that. I swear if they decide there needs to be another separate inspection done just for termites, I will scream. That is the responsibility of the HOA anyway, I only had it done for my own peace of mind. Anyway barring a problem with that item, it looks like closing will be next Tuesday or Wednesday.

04-19-13, 05:36 PM	#231
TarJak Fleet Admiral Join Date: Jul 2006 Location: Sydney, Australia Posts: 17,052 Downloads: 150 Uploads: 8	Nice news. I'll bet you can just feel those keys jangling in your hand.

04-20-13, 04:36 AM	#235
THE_MASK Ace of the deep . Join Date: Jan 2006 Posts: 9,226 Downloads: 901 Uploads: 73	A house is a house . Its the people inside that make it a home . My philosophy on houses You can change things inside a house but you cannot change your neighbours Termidor is cheap insurance against termites Good luck with the new house

04-20-13, 07:07 AM	#236
WernherVonTrapp Admiral Join Date: Jul 2009 Location: Now, alot farther from NYC. Posts: 2,228 Downloads: 105 Uploads: 0	Congratulations on your first home, Frau Kaleun. Home buying can be the most rewarding, and frustrating experience in a person's life. Especially if you have a family that needs sheltering. I've recently completed my third (and hopefully last) home purchase. The paperwork can be mind boggling. I had frustration myself in having all those involved (bank, real estate agent, title company, etc.) getting their act together on the same page. Interesting story about the DV. It sounds typical of what I've been dealing with over the last 25+ years, but not anymore. We actually had a wife drive her car over her husband's head. Popped his eye right out of the socket. Oh, well, anyway, my last home, there was a sweet little old lady that lived next door. A few years later, she moved out and rented to a nice, but severely dysfunctional family. The daughter was a heroin/crack addict and would frequently end up being beaten by one of her older brothers. Neighbors make all the difference in the world and although nobody is perfect, it's important to take note of. There was another older son who was married but they were both in their mid to late 20s. Neither of these sons lifted a finger to help their elderly father rake, mow or shovel, though one worked out at a gym daily. Just a mere few days before I moved to my present home, the daughter was pounding on my front door at 3:00am in the morning, bloodied and screaming that she had been beaten and "Duck-Taped" by her family. Of course, I dialed 911 immediately and took her into my home but this was becoming all too common and was now directly affecting my family. I used to occasionally help all my neighbors one way or another. Be it by sometimes shoveling their snow covered walkways, assisting them in pushing their disabled cars from the road (or even repairing them), giving their children toys/gifts for their birthdays, jumpstarting dead batteries, taking in their garbage cans etc. When it came time for me to move, we did it (me and my wife) all by ourselves. I rented a 24' straight-truck and spent almost 3 days (all day long) loading it up. Not one neighbor offered to help or even came out of their homes during that time. They all suddenly disappeared. It was shades drawn and doors closed in what was usually an active neighborhood. I don't hold it against them, though I thought it was interesting enough to note. Anyway, I apologize for getting off the subject. I wish you the best of luck. I'm certain everything will work out fine with your new home.

04-20-13, 07:56 AM	#237
Wolferz Navy Seal Join Date: May 2007 Location: On a mighty quest for the Stick of Truth Posts: 5,963 Downloads: 52 Uploads: 0	Haus Frau Kaleun has a nice ring to it. Making sure that there is no termite activity is a good thing. I once held a job treating homes for the little buggers. All they need is wood and water and 200 feet of soil. That's how deep their nests can go down. Most homes become infested due to cheap lazy contractors tossing wood framing refuse into porch voids prior to pouring the slab on top. You definitely don't want to awaken on a warm spring morning to thousands of swarming winged termites in your bedroom looking for a new place to nest. __________________ Tomorrow never comes

04-20-13, 08:35 AM	#238
swamprat69er Aceydeucy Join Date: Jan 2008 Location: Ontario,Canada Posts: 1,889 Downloads: 11 Uploads: 0	Wow! What a hassle you got from the banker. When I bought this place off the bank (Power of sale), I offered them the money and told them a 30 day close (the house was empty). The real estate agent told me that he didn't think they (the bank) would accept a 30 day close. I told him that every day the bank was holding onto the house they were losing money and since the banks are in the money business and not the housing business if they wanted to sell the house they would go for a 30 day close. PERIOD. The bank accepted the 30 day close. 19 years ago on April Fools day I moved in. Congrats on soon to be your new home. __________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ That which does not kill us, makes us stronger. We the willing, led by the unsure, have done so much with so little, for so long, that we are now qualified to do anything with nothing.

04-20-13, 01:51 PM	#240
swamprat69er Aceydeucy Join Date: Jan 2008 Location: Ontario,Canada Posts: 1,889 Downloads: 11 Uploads: 0	The bank had $79,000.oo tied up in this house and tried to sell it for that.....No nibbles....Lowered it to 70 still no nibbles....Remember that they tried to sell it for two years before I came along. I had looked at it in the MLS book that the realtor has. Long story short.....I got it for $52,900. and the bank held the mortgage. 18 years later and I own all of it. __________________ ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~ That which does not kill us, makes us stronger. We the willing, led by the unsure, have done so much with so little, for so long, that we are now qualified to do anything with nothing.

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