Juat a rant, ignore me

Platapus · 08-24-10, 08:20 PM

I gotta get this off my chest.

Every day when I am watching the morning news, I am inundated with these commercials trying to convice people that it is ok to defraud the credit card companies

Credit card companies are in the business to make money and they offer a convenience service to the customer -- Use the credit card company's money now and promise to pay it back later with interest.

If you don't like that deal don't use it

But if you take the credit card company's money, buy stuff with it, then you have to pay it back!!!

These "credit help" commercials are driving me nuts! It is not OK to garner benefit from borrowing money and then not pay it back. To me this is stealing or fraud. Just because Credit Card Companies are willing to accept a settlement does not mean it is right. They are willing to accept a settlement because it is better than being cheated out of their entire money.

It is dishonourable to use a credit card and then not pay back the money. The only saving grace is that people who defraud the credit card companies by using these "credit help" companies, will probably never be able to get credit again and rightfully so.

The attitude of these "credit help" companies drives me nuts. They make the defrauding customer out to be the victim and the credit card companies the villain because they simply want their money back.

Sorry for the rant. I really need to move to decaf.

08-24-10, 08:20 PM	#1
Platapus Fleet Admiral Join Date: Oct 2006 Posts: 19,361 Downloads: 63 Uploads: 0	Juat a rant, ignore me I gotta get this off my chest. Every day when I am watching the morning news, I am inundated with these commercials trying to convice people that it is ok to defraud the credit card companies Credit card companies are in the business to make money and they offer a convenience service to the customer -- Use the credit card company's money now and promise to pay it back later with interest. If you don't like that deal don't use it But if you take the credit card company's money, buy stuff with it, then you have to pay it back!!! These "credit help" commercials are driving me nuts! It is not OK to garner benefit from borrowing money and then not pay it back. To me this is stealing or fraud. Just because Credit Card Companies are willing to accept a settlement does not mean it is right. They are willing to accept a settlement because it is better than being cheated out of their entire money. It is dishonourable to use a credit card and then not pay back the money. The only saving grace is that people who defraud the credit card companies by using these "credit help" companies, will probably never be able to get credit again and rightfully so. The attitude of these "credit help" companies drives me nuts. They make the defrauding customer out to be the victim and the credit card companies the villain because they simply want their money back. Sorry for the rant. I really need to move to decaf. __________________ abusus non tollit usum - A right should NOT be withheld from people on the basis that some tend to abuse that right.