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Old 01-26-11, 11:55 AM   #1
Torvald Von Mansee
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Default An example of why a public option would be nice in the United States

http://www.thedenverchannel.com/news...98/detail.html

I predict the Usual Suspects will harp on this:

'In a statement to 7NEWS the insurance company said, "We did not receive a full and timely payment and (Mrs. Flanagan) was provided several notices of the shortage and a grace period reminder notice on the last invoice, along with extended grace dates as provided for under COBRA regulations."'

Because, you know, a corporation like this is scrupulously honest and would never lie/deceive. I'm sure the notices WEREN'T buried in the teensy, tiny print of a bill w/the deliberate intent that they be missed!!! Also, you want to be on THEIR side over that of the little guy, anyway.
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Old 01-26-11, 12:29 PM   #2
August
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Quote:
Originally Posted by Torvald Von Mansee View Post
I predict the Usual Suspects will harp on this:

What's with this repeated mention of "Usual Suspects"? If you don't want people to comment then why do you bother to post?

Oh your link times out.
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Old 01-26-11, 12:32 PM   #3
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On the other hand, when my mom's cancer coverage through AFLAC lapsed while she was in the hospital, the hospital called them, explained the situation, and AFLAC reinstated her coverage retroactively to the date it lapsed. So yeah, insurance COMPANIES may be a pain, but PEOPLE still work there.
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Old 01-26-11, 01:31 PM   #4
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Quote:
Originally Posted by August View Post
What's with this repeated mention of "Usual Suspects"? If you don't want people to comment then why do you bother to post?
Because he thinks he's a centrist and anyone who disagrees is falling off the right side. Of course he doesn't realize that he is "the usual suspects" for the far left.

Have you ever noticed how he never says anything, just posts a moderate insult and runs away? Tribesman gets grief for going over the edge, and he sometimes does, but at least he contributes to the debate, and often well.

Torvald, on the other hand, contributes nothing but the ocassional insult. This is the classic example of trolling at its worst.
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Old 01-26-11, 07:22 PM   #5
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A "public option" would work no better and just further add to our nation's problems.
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Old 01-26-11, 08:42 PM   #6
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This is not a public option or no public option issue.

This is an issue where a policy is being enforced to a strictness that, in this case, raises an emotional response.

Sure we all feel a bit angry when a person is denied medical coverage for a "mere" $0.02. That's the whole purpose of the story.

What I don't understand is why they did not pay the extra 2 cents when they paid their following month's bill?

If I get a bill, for something as important as medical insurance and it has listed

Forwarded balance $0.02
Current Balance $328.69
Total Due $328.71

Why didn't they either pay the extra $0.02 (no brainer) or immediately call the insurance company to ask about the two cents?

Ultimately it is the responsibility of the customer to pay the premium.

Did the insurance company act like jerks? Of course they did. Honestly does anyone expect caring and consideration from COBRA?

But, did this family take any reasonable actions to mitigate this issue such as paying the two cents or calling the company to inquire? Evidently not. Their solution was to ignore the problem.

Yes on an emotional level, this issue is terrible. I am angry at this. But logically I can't ignore that this family did contribute to this issue by not paying the full amount or calling/writing the insurance company to inquire about the "extra" $0.02
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Old 01-26-11, 08:59 PM   #7
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as i said before, people's health is a right. and why should we make health a profit based system?
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