What's the best 3D or anime character creation software?

I haven't made up my mind yet, but I have been thinking about getting either one of these programs...

Poser 5 or 6 (Poser 5 is very discounted since 6 came out. Is 6 really that much better than 5? considering I have seen 5 selling for $20 and 6 is like $160 right now)

or

Daz3d (free base program and 1 or 2 free characters, but additional characters, poses, outfits, hair styles, ect cost more money)


Which one is the best and which one is the easiest to use?


Also, is there any others out there that are good that I haven't seen?


I'm not liking the idea of having to spend extra money on different clothes, hair styles, props, etc though as addon's. Which program has the most for the money and is fairly simple to use or learn to use? Also is there anyway to make your own hair styles, clothes, poses, ect. without having to pay for them?

There just seems to be sooooo much to these programs that add extra options like being able to make your character bend in different ways, adding gravity to body parts like breast and skin, etc.