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Old 05-02-06, 09:37 AM   #1
Kapitan
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Default American Express

Ive just applied for an american express card is there anyone here that has one and if so whats your views on them.

I personaly dont like credit cards but i need to boost credit rating so its realy the only way i can go, unless i murder my nan qhich is not an option.
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Old 05-02-06, 09:59 AM   #2
The Avon Lady
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My husband got rid of ours years ago. They drove him nuts about a missed minor payment, even though my husband contacted them, explained he was overseas at the time, and asked them to consider his perfect record for the prior decade or so.

We have used Visa and MasterCard/EuroCard ever since without looking back.

I don't know about the present but several years ago, Amex saw a lot of businesses stopping to accept the card because Amex charged a higher rate, assuming their prestige made it worthwhile.

I can only recall one place, a restaurant in NY, that exclusively only accepted Amex cards and none other.
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Old 05-02-06, 10:08 AM   #3
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Cherish your Nan Kap ! Once they go you lose a lot of valuable family oral history. I would trade everything I have
to bring mine back - both great people, strong family leaders.

Nurture one credit card for major purchases and build a good credit rating with it. 'Hang-out' another for exposure
to cr*p on the internet - use it only for that after ringing in to reset your credit limit for that card at what you
can affotd to lose at poker.
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Old 05-02-06, 10:11 AM   #4
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I plan to have one credit card and one only, i chose american express because my two visa debit cards are not accepted in most countrys i go to over sea's, which is a pain in the ar$e.

AMEX will boost my credit rating and also enable me to buy some things quicker and also because i run a very small buisness i can now use that to trade.
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Old 05-02-06, 10:42 AM   #5
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Visa is accepted pretty much everywhere I've been, Cap. Credit cards, anyway... Debit and ATM are a pain in the a... Beside, once you're abroad with a ship, don't use your credit card.

It's called a cash advance, and it's a lot simpler :-D
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Old 05-02-06, 10:45 AM   #6
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It is but i dont carry cash because its hard to get back should it be stolen credit card i can cancel.
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Old 05-02-06, 10:58 AM   #7
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Plastic cards no thanks far too easy to clone your details, one swipe by the bad guys and you’re in the red before you know it. Hard cash is back in fashion, I got turned down some 10 years ago; reason I had less than £35,000 so if you get the card Kap I shall eat my Tuna steak.
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Old 05-02-06, 11:14 AM   #8
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Your on !

It said i need £12,000 a year i easily reap over that,
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Old 05-02-06, 11:17 AM   #9
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OK they changed the rules so what I shall still eat my Tuna steak yummy.
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Old 05-02-06, 11:22 AM   #10
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Well i want a picture of you eating your tuna steak with a red hot chilli and i want that pic posted on here subsim on a new topic
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Old 05-02-06, 11:26 AM   #11
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No problem just pay me 100 Million pounds job done.
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Old 05-02-06, 11:28 AM   #12
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You cant back out of a bet weve agreed and shaken hands, so you have to do it those further demands are void
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Old 05-02-06, 11:30 AM   #13
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I drank a tablespoon of Tabasco sauce for a £5 bet once...it was...tingly.
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Old 05-02-06, 01:45 PM   #14
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My boys slosh tabasco sauce on all their food.

Well, not on ice cream.
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Old 05-02-06, 01:53 PM   #15
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Quote:
Originally Posted by Kapitan
You cant back out of a bet weve agreed and shaken hands, so you have to do it those further demands are void
Get him boys
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