Donation: paypal troubles (fixed)

[Skybird]

Wanted to do my donation part, using a paypal account, the same like the past two years, its my friend's, since I have cancelled mine some time ago.

But when hitting the button, we found that suddenly Paypal now demands that a credit card is being registered.

He/me never saw that before. What nonsense is this? People have paypal accounts in order to not having to send credit card info and using credit cards at all. That's the mere purpose of paypal!

There is a bank account already linked to that paypal account obviously, why is that not good enough anymore, why must the payment done via a separate credit card?

This stinks. Somebody wants to collect more credit card infos, or what? Not you Neal, I know. But paypal's policy change stinks.

[Skybird]

It worked smooth with this guy's paypal the past two years. We also just shifted ten cents to the account of his brother for testing, no credit card needed. Trying subsim again confronts us again with a message that for this transaction, a credit card must be added to the paypal account, and that "Lastschriftverfahren" for this transaction is unavailable.

You do not need Paypal if you must use credit card payment anyway.

[Skybird]

Friend is gone and I googled, found out that the problem obviously is around since some time now, a policy change that paypal has started to implement since 2011, and that just was not that obvious until now becasue the number of transaction and custoimers getting this treatement was intially small, but has constantly grown. At ebay people complain that almost none of their trascaciton works without credit card infos added to their paypal accounts anymore, and that paypal does transactions only via these credit cards for them.

I'm sure they jhave very many and very sensible excuses for it. But it is a torpedoing of the very purpose why paypal initally was successful in getting introduced to the market. You do not need paypal at all if you nevertheless have the transaction done via credit card. Why then adding it to paypal, why not skipping paypal and do it straight via credit card all the way? Or do they have a hidden alliance with credit card companies and wanting to generate income for them by forcing people to run via their credit cards nevertheless?

Neal, I'm still wondering why you do not run a separate, dedicated bank account for subsim-related things. Is thgat so expensive in the US? Ove rhere it costs me 30 some bucks poer year. With other banks it could have had even cheaper. That way, people could directly do transactions from their banking account to yours. Simple. Straight. Works since many decades. No internet-related concerns regarding security. No need to place personal sensitive data on more servers, and credit card info, and so on.

I have given up my credit card also. A life without these internet and plastic things is possible. In stores, I pay cash, almost never via my bank card.

I have had paypal, then cancelled it during the Assange incident in protest, when paypal and other companies obeyed to US pressure and blocked Assange'S account. Last year I shortly had activated it again, when the hunger to buy a sim was greater than reason, but I regretted that when getting spam email adverts en masse which I traced back to the senders and learned that I got them due to my paypal account. I cancelled it again, and deleted it completely, and this time I have no intention to go back to them a third time.

I'll ask for my fathers credit card again to get your case done. But for that there must be an option to donate via credit card.

Didn'T know that donating could become so complicated.

[Jimbuna]

Policy changes were made last year IIRC Sky

My own account is registered to a bank account I use solely for Paypal transactions and they have a credit card number they will fall back on if there were insufficient funds in the bank account to cover said transaction.

A small tip you may already be aware of: When sending money, use the 'gift' option and the recipient will receive the full amount without any percentage being taken by Paypal.

[Betonov]

If you can wire it into my bank account, I could send Neal the donation in your name.
No charge

[Skybird]

Originally Posted by Jimbuna

Policy changes were made last year IIRC Sky

My own account is registered to a bank account I use solely for Paypal transactions and they have a credit card number they will fall back on if there were insufficient funds in the bank account to cover said transaction.

You misunderstand the problem. Of course, every paypal account has a bank account linked to it. But Paypal now explicitly refuses to use this for transactions. I had it that way in the past: bank account was sufficient to use paypal for all kinds of transactions. My friend has a bank account linked to his paypal as well, and it worked in the past. I think you cannot even log a personalised paypal account without a banking acount entered.

I have used my friends account for DCL buys for Skyrim - there it worked. For SBP updates, I used the credit card of my father the last times. But today, Paypal sent a message saying that they do not do transactions via that banking acount, but that linking a credit card to the profile which then will be used for the transaction, is mandatory. How much money your regular bank account holds, is irrelevant.

Most people have used paypal to avoid the need to reveal their credit card data, and some, minors, also did not have credit cards. Paypal came in where credit cards were not agreed to, or for other reasons were no option. Now Paypal depends on credit cards!? In the German ebay forum for exmaple IO read many people commenting that since two years they have not been able to make any buy with paypal without credit card linked to the pp account.

[Skybird]

Originally Posted by Betonov

If you can wire it into my bank account, I could send Neal the donation in your name.
No charge

It would be more logical if Neal then gives me his bank account, and I transfer it directly from mine: of course I have a regular bank account, I'm not living in a cave. No paypal and credit cards needed for that straight transfer.

Heck, it worked that way for how many decades...?

I told my buddy to charge his paypal account, and then send that from his to subsim'S pp acount, as describe don the donation page.

That charging will take two days, PP says.

And we still cannot say if for that direct pp-to-pp transaction a credit card linked to the profile for principle reasons and terms will be demanded or not.

Idiotic this all is. PP claims it is for security, that is the modern beats-everything overkill rhetorical argument of course: its for "security"!. In how far it improves security if a credit card is used instead of a bank account, and that additional sensitive data stored on foreign servers, they did not explain.

On a sidenote, my father wants to give up his credit card also, he does not need it. That means a problem for me: how to pay those precious SBP updates in the future then?

[Jimbuna]

That's is very strange then because I made a purchase yesterday evening and the transaction went smoothly.

[Skybird]

Should I make a screenshot? I'll do.

Try your transaction with the Subsim donation.

[Betonov]

How about those prepaid debit cards. I got Visa Electron just for the Paypal payments.
It's not linked to your bank account and if hacked can't steal more than what you got on it

[Jimbuna]

Originally Posted by Skybird

Should I make a screenshot? I'll do.

Try your transaction with the Subsim donation.

A bit late for that if you look below my avatar.

My next ebay purchase is due in 1day 6hrs (hopefully).

It definitely worked last night though.

[Feuer Frei!]

@Jim:

so this is how you got to 87k posts

[Jimbuna]

Originally Posted by Feuer Frei!

@Jim:

so this is how you got to 87k posts

Bloody server sticking...deleting now

[Skybird]

Jim, I got that reply of yours displayed 22 times in sequence - from page 1 to page 3. You sure your transactions landed where they should?

[Jimbuna]

Originally Posted by Skybird

Should I make a screenshot? I'll do.

Try your transaction with the Subsim donation.

A bit late for that if you look below my avatar.

My next ebay purchase is due in 1day 6hrs (hopefully).

It definitely worked last night though.