Quick and dirty method
For a quick method:
click "Layer" in menu bar
hover over "Layer Style"
slide right to "Blending Options" and click
select (click on) "Texture" under "Bevel and Emboss"
click checkbox for "Texture" (will also check "Bevel and Emboss")
click arrow next to pattern, select Woven
play around with scale and dept
you can also do a few things with the edges under "Bevel and Emboss"
If you really want a complicated pattern, you can save the outcome of one texture setting in a format other than psd (like jpeg, png, bmp, etc), then load that image as a new project and repeat with different settings in the texture section of the blending options.
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