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If that is your real world I suggest a new world for you.
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Why? I traveled widely chasing the best money and now I can sit back and relax.
But thats just me, I am lucky, other people have mortages on increrasingly devalued houses and lack the flexibility or reserves to just get up and pack off elsewhere.
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Sorry, I do not know anyone in this 'real world' situation you describe.
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Maybe you should get out and about more.
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It looks like a defeatist attitude to me.
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Far from it.
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You look at worst case senario. I look at best case. Some just refuse to look.
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Isn't it funny how much your "best case" has echoes the very complaints of the "bad case" made in the opening piece.
Its sorta reminiscent to put it back in great depression days of the locals attacking people who had migrated to better areas looking for work and burning people out who were sleeping rough just while they looked for employment.
You seem to be sugar coating reality AVG to make it more palatable