You try hard to not get the point, hm?
While it is correct what you said, and the general reason in using credit cards in general can be qestioned (for example I never use credit card in stores, as I said, only in internet shopping when I do not wish to miss the item in question and the business model is exclusively credit cards), the ppooint is that Paypal suggests an additonal legal backwards insurance that it does not include. That way there is no point in using paypal instead of regular bank transaction, regarding legal standards it is not any safer. You do not get qany additonal security, nor the legal option for additonal claims if something goes wrong. Especially for the selling party this is bad news - becasue they pay additional fees for a transaction service while beliefving they get something additonal for that fee. But they don't. If you do not get anything additonal for it, why sopen ding additonal money when you already pay regular fees for your banking account or your normal credit card?
Clear now?
