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-   -   An honest question for those to the Left... (https://www.subsim.com/radioroom/showthread.php?t=209176)

Bubblehead1980 11-15-13 02:53 PM

Quote:

Originally Posted by Tchocky (Post 2141252)
So to you the cost controls in the PPACA don't exist. Are we seeing faster or slower medical inflation right now?

Edit - harsher than I meant it. What I'm getting at is that some of the non-insurance cost control aspects seem to be working quite well so far.
And to speak to the wider effects of the law - even if a GOP House, Senate and Presidency totally repeal Obamacare, you will never again be denied insurance because of a pre existing condition. Because good luck to the politician arguing for THAT.

To counter a small part of bubbles original post, in which he declared Obamacare a failure.

You're talking about a long-lasting and far-reaching piece of legislation that has been off the ground for a very short time. There are a lot of problems, some expected, some unexpected. Some inexcusable, some understandable.

But you don't declare a winner in the marathon after three miles. You can start predicting after ten, fifteen. Give it time. Whether you want it to succeed or fail, calling the game five minutes in is worse than useless.

Although as usual here in the Seventh Level of nice people saying ridiculous things, deaf ears, deaf ears.


No, it is already a failure, it was a failure from the moment it passed because it is an idiotic law.Premiums have skyrocketed for many, have been for a while, why? The taxes in this law cause costs to rise.The 15% tax on medical equipment for example.After it makes cost for everyone in the supply chain go up, who do you think will fit the bill via higher premiums(many already have)? The consumer, the now mandated(unconstitutionally, whatever the supreme court and corrupt justice robert's alleged in the most striking case of intellectual dishonesty I have seen in a long time) is stuck.Many have had their plans canceled because they don't meet the "standards" of obamacare.Yea, like men having to carry maternity coverage on their polices? lol Why people can not see how wrong it is to have the government dictate why health policy you carry, is just a sign of the sad state this country is in.All this bill has done is cause massive upheaval in a major part of our economy, and tamper with the best health care system in the world.Our quality is great, it's why so many from even places like canada with "universal healthcare" come here, but we get low rankings because a minority of citizens do not have health insurance.That contradicts Democratic collective logic, the needs of the many outway the needs of the few right? Most American's had healthcare but out of 317 million roughly 40 million did not? Even after this monstrosity is in full effect, still probably have same amount or or more without care because many won't be able to afford it and will not qualify for subsidies.This is in the long run just an underhanded expansion of the welfare state, it is a disaster and only way to "fix it" would be to overhaul it so much, it will look nothing like the law passed in 2010 but then Dems would claim it worked! it worked! Law needs to be repealed and replaced.

The few good things, such as no denial for pre existing conditions, young adults can stay until 26, they do not warrant keeping such a dangerous, idiotic law in place but should be part of any replacement, good politics and decency demand it.


Honestly, if this was ever about actual healthcare, they would have simply made medicaid an option for everyone who wanted health insurance, and put things such as tort reform, allow insurance to be purchased across state lines, bringing competition , which as we know would cause costs to go down but NO, they wanted a big government, intrusive law, and well, we have the cluster that it is.

Bubblehead1980 11-15-13 03:03 PM

Quote:

Originally Posted by Tchocky (Post 2141319)
What predicament?


If you're talking about website problems, that's an implementation problem that will get fixed, not something due to misunderstanding markets.

If you're talking about cancelled plans, it's not a predicament at all. It's supposed to happen. Nobody should be surprised by this. Politicians aren't and insurers aren't. Politicians who say they are are just riding public anger. It's disingenuous.

The president never should have made that promise. It's true for the vast majority of customers, but flat out wrong for enough people to make out a stupid statement to make, and even worse to stick by.

People with low-cost low-coverage individual plans susceptible to rescission lost those plans because they are not up to ACA standards. They were always going to lose those plans, they can get much better, subsidised (mostly) coverage through exchanges.

The stupid part of all this fuss is that nobody keeps their plan year to year, realistically speaking. Year to year, deductibles change, coverage changes, networks change. If these cancelled plans are brought back, under the legislation regarding preexisting conditions etc - they won't be profitable for insurers, suo they'll just up premiums to make up the difference.


That idiotic line being perpetuated , "up to ACA standards" is a large part of what is wrong here! Healthcare is a private choice, government has not one GD bit of business dictating what type of coverage citizens carry.Someone wants a bare bones policy, that is their choice! The government does not know better than the individual.

I am so sick of the collectivism, this country is about the rights of the INDIVIDUAL. I am without health insurance, can no longer be on my parents, I am in my final year of school, work a part time position, can't afford it and don't want it.Assuming there is still private insurance I can afford once graduate in the spring and am working full time, I will purchase it but being young, if I only want a policy that covers certain things, that should be my choice.I know what is best for me, not some bozos in Washington. I really hate the current state my country is in, our tolerance has been our undoing.Tolerating the destructive "progressive" ideology and especially the left wing crap the surfaced in the 60's and 70's, is a large part of what has lead to our undoing.I believe in free speech but our culture tolerating collectivism has undermined this country.Sadly, there is no place to retreat to on this planet as there once was for oppressed people.

AVGWarhawk 11-15-13 03:12 PM

Quote:

Originally Posted by Bubblehead1980 (Post 2141382)
That idiotic line being perpetuated , "up to ACA standards" is a large part of what is wrong here! Healthcare is a private choice, government has not one GD bit of business dictating what type of coverage citizens carry.Someone wants a bare bones policy, that is their choice! The government does not know better than the individual.

I am so sick of the collectivism, this country is about the rights of the INDIVIDUAL. I am without health insurance, can no longer be on my parents, I am in my final year of school, work a part time position, can't afford it and don't want it.Assuming there is still private insurance I can afford once graduate in the spring and am working full time, I will purchase it but being young, if I only want a policy that covers certain things, that should be my choice.I know what is best for me, not some bozos in Washington. I really hate the current state my country is in, our tolerance has been our undoing.Tolerating the destructive "progressive" ideology and especially the left wing crap the surfaced in the 60's and 70's, is a large part of what has lead to our undoing.I believe in free speech but our culture tolerating collectivism has undermined this country.Sadly, there is no place to retreat to on this planet as there once was for oppressed people.

Nancy Pelosi knows what's best for you sweety. Don't you fret now.

:O:

:haha:

Tribesman 11-15-13 03:29 PM

Quote:

Originally Posted by Bubblehead1980 (Post 2141382)
That idiotic line being perpetuated , "up to ACA standards" is a large part of what is wrong here! Healthcare is a private choice, government has not one GD bit of business dictating what type of coverage citizens carry.Someone wants a bare bones policy, that is their choice! The government does not know better than the individual.

.

Healthcare is only a "private choice" in the very narrowest definition.
The government has every right to legislate coverage because when those with bare bones policies(or no policy) screw up its the taxpayer and other policy holders who foot the bill.
Your argument rests on the basis of "the government is going to make us pay", that is an entirely false position as you already pay, in fact you pay more than other industrialised nations and received an inferior service for all that expense.

Quote:

I am so sick of the collectivism, this country is about the rights of the INDIVIDUAL.
No it isn't, it is about the rights of the individual and the rights of all citizens, just like most other countries.

mapuc 11-15-13 03:40 PM

Those who support Obama, sees no scandal, whereas those who dislike him sees scandals in every corner

This is an all American thread-Bubblehead asked his fellow American a question.

It was just my thougt as an person outside America.

Markus

AVGWarhawk 11-15-13 04:04 PM

Tribesman:
Quote:

Healthcare is only a "private choice" in the very narrowest definition.
But still a choice.

Quote:

The government has every right to legislate coverage because when those with bare bones policies(or no policy) screw up its the taxpayer and other policy holders who foot the bill.
No they don't. They can legislate taxes as SCOTUS ruled. It has been accepted for decades that premiums pay for the uninsured as well as tax payers. Knowing some are not covered enough the insurance companies judge what premiums should be. All State Car Insurance makes predictions of possible claims each year. Premiums are adjusted to cover the projected cost. If claims fall below the projected number, checks are cut to the policy holders. All State does not simply keep the cash. We don't need government to run a similar type program. And we can't simply write off those on Medicaid. It is another entitlement and no matter who is in the driver seat both always look to the tax payers to fill the void.

Quote:

Your argument rests on the basis of "the government is going to make us pay", that is an entirely false position as you already pay, in fact you pay more than other industrialised nations and received an inferior service for all that expense.
All well and good sir, however, we are now paying more! Yahoo! Added bonus, still getting the inferior service that is about to get worse. Would you be happy paying more for the same inferior service? What other industrialized nation pay is meaningless. The approach to HC here in the US was done backwards. Get a handle on HC cost. Reign them in. Then approach insurances for everyone.

Tribesman 11-15-13 06:32 PM

Quote:

But still a choice.
Only if you have a "no healthcare please" tattoo on your forehead.

Quote:

No they don't.
If, as you note, they pick up the bill, they have the right.

Quote:

All well and good sir, however, we are now paying more!
Some people are paying more this year, some are paying less.
Can you remind me about the legislation. How many more years does it set out as the predicted time frame for reducing costs?

Quote:

What other industrialized nation pay is meaningless.
How is a comparative measure meaningless?

Quote:

The approach to HC here in the US is backwards.
fixed that for ya.
And the ACA is not a good bill either, its far too half arsed, and far too beholden to the industry which was running riot in the first place.

AVGWarhawk 11-15-13 10:49 PM

Tribesman:
Quote:

If, as you note, they pick up the bill, they have the right.
As I note, the tax payers send in cash as required. Weekly and once a year. The tax are in the form of dollars. These dollars from the tax payers back the blank check they write. No sir, they do not pick up the bill. The tax payer picks up the bill.

Quote:

Some people are paying more this year, some are paying less.
Can you remind me about the legislation. How many more years does it set out as the predicted time frame for reducing costs?
Who is paying less? The site is down. 27k actually signed up. Probably those that never had insurance. We are not sure. The WH is not saying much of anything. Many will be paying more as a result of cancelled policies. Others will have premiums increased to cover those auto-enrolled into Medicaid. As well as those that are very sick from pre-existing conditions that now can obtain insurance. Let's also mention those with Cadillac plans will be taxed. I have yet to hear any family saving $2500/year on a family plan as peddled by POTUS. So, you questioned how many years out to predict a time frame for reducing costs? Damn fine question. Perhaps a question that should have been asked 3 years ago. Silly us for believing DC knows what they are doing. But hey, just for fun and because no one really knows how much this will cost and BO has no issue spewing the word trillion like pig caller at a hog calling contest lets just jack everyone up and hope for the best. Sound plan IMO.

Quote:

And the ACA is not a good bill either, its far too half arsed, and far too beholden to the industry which was running riot in the first place.
Yes it is half arsed. It accomplished one thing. More riot in an industry already in a riot situation. The entire system is in utter shambles. Nice work.

mookiemookie 11-16-13 08:04 AM

Curious as to why bubs is confused about this. He should have intimate knowledge of the reason.

http://en.wikipedia.org/wiki/True-believer_syndrome


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