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-   -   Repeal of Obamacare (https://www.subsim.com/radioroom/showthread.php?t=179255)

GoldenRivet 01-20-11 02:59 PM

Quote:

Originally Posted by Bilge_Rat (Post 1578658)
Even though the Senate democrats could block repeal, there may be a problem with getting the support of the more moderate democrats who face re-election in 2012.

I would not be surprised if some sort of compromise was not passed by the Senate, with the backing of the White House, to repeal or scale back some of the more controversial aspects of the law, like the individual mandates.


which would be fine.

this SHOULD be all about working together - not cramming a law down peoples throats

August 01-20-11 03:06 PM

Quote:

Originally Posted by Armistead (Post 1578544)
They already force us to buy a healthplan...Medicare. They also force us to buy a retirement plan....SS.


And neither of those are private entities. What you're saying is there is no difference between paying excise tax to your town or paying excise tax to some private company.

GoldenRivet 01-20-11 03:27 PM

Quote:

Originally Posted by Armistead (Post 1578544)
They already force us to buy a healthplan...Medicare. They also force us to buy a retirement plan....SS.

which are both pretty much bankrupt and cost huge heaps of taxpayer money.

what does that tell you about the upcoming Obamacare plan?

fact remains that we are living in a time when our government needs to be reducing the deficit, cutting pet projects from the budget and spending less money - when in fact what they are doing is spending record sums of money.

GoldenRivet 01-20-11 03:37 PM

15 "rights" you will have when it comes down to the new health care law (from Texas Insider Magazine)



Quote:

1. You will have the right to lose your job as employers struggle to comply with expensive mandates. According to labor economist Diana Furchtgott-Roth, those hit hardest will be younger, less-skilled workers. The cost of employing them will soar as employers are required to buy health insurance that may cost as much as a lower-wage person’s annual earnings.

High-tech workers will be hit as well. The $20 billion tax on medical-device companies, to take one example, will force companies to lay off researchers and curtail development of new products. And tens of thousands of insurance brokers will lose their livelihoods because of arbitrary regulations from Washington.

2. As a taxpayer, you will have the right to see the federal debt soar as Congress’s budget gimmicks face economic reality. According to former CBO director Doug Holtz-Eakin, Obamacare will cost nearly $1 trillion more than estimated as employers begin dropping health insurance and sending people to the new taxpayer-subsidized exchanges instead.

3. As a business owner, you will have the right to comply with the expensive new mandates in Obamacare or drop coverage and pay fines instead. You will have the right to keep the IRS informed about the coverage you are offering and its cost. And you will have the right to stop hiring and keep your business smaller than 50 people to escape Obamacare’s fines and mandates.

4. As an employee, you will have the right to lose the coverage you have now as you and 80 to 100 million people (according to McKinsey & Company analyst Alissa Meade) are switched to other coverage when Obamacare takes effect in 2014.

5. As a citizen, you will have the right to have the government decide what health insurance you must have and to either buy the expensive policy or pay a fine.

6. If you are a young person, you will have the right to pay higher premiums for mandatory health insurance to subsidize people who are older and sicker.


7. If you are a senior, you will have the right to see half a trillion dollars taken out of Medicare to pay for new health-insurance entitlements — a move allegedly designed to make Medicare stronger.


8. If you are in a Medicare Advantage plan, you and 7 million other seniors will have the right to go back into traditional Medicare and take your chances at finding a doctor who will see you.


9. If you are already on Medicaid, you will have the right to compete with millions more people trying to get appointments with doctors, especially specialists.


10. If you are one of the estimated 16 million people who will be added to the Medicaid rolls in 2014, you will have the right to wait in hospital emergency rooms for even routine care as the program swells to 87 million recipients by the end of the decade. (As many as 900,000 additional emergency room visits every year are expected — primarily by new enrollees in Medicaid — and from many of the 23 million people who will remain uninsured.)

11. If you are a doctor or nurse, you will have the right to receive lower Medicare payments while filling out mountains of new paperwork to satisfy government “quality reporting” requirements.

12. If you have child-only health insurance, you have the right to lose that coverage as more insurers exit the market. And you have the right to lose dependent coverage entirely as many employers decide it’s just too expensive to offer.


13. If you are an insurance company, you will have the right to figure out how you are going to continue to pay claims as government adds more expensive, mandatory benefits but caps premium increases at less than the cost of providing the coverage.


14. If you have a preexisting condition and are in a temporary high-risk pool, you and 8,000 others enrolled in the $5 billion program will have the right to pay high costs for your health insurance in the poorly designed program.


15. If you are a governor or state legislator, you will have the right to figure out what state services you will cut further — education? transportation? public safety? — to comply with the federal mandate that you expand Medicaid and set up the huge health-exchange bureaucracies. You also have the right to sue the federal government to protect your state’s rights.

gimpy117 01-20-11 03:39 PM

2nd time...who brought up the tax credit idea for mandatory health insurance first? I'm pretty sure it was designed by you know who as an alternative to "hillarycare".

But im getting on my soap box now and saying this:

hospitals have become so expensive that the spiraling costs have started to jeopardize people's right to life.

much like college. who's skyrocketing costs are also threatening to ruin my generation's right to the pursuit of happiness.

Bilge_Rat 01-20-11 03:45 PM

Quote:

Originally Posted by GoldenRivet (Post 1578685)

fact remains that we are living in a time when our government needs to be reducing the deficit, cutting pet projects from the budget and spending less money - when in fact what they are doing is spending record sums of money.

A case may be made that it was money well spent and the actual cost to taxpayer may be relatively low:

Quote:

There is a compelling case that Obamanomics has produced results. An economy that was shrinking in size and bleeding more than 700,000 jobs a month is now growing at 2.6 percent and added 1.1 million jobs last year. The American Recovery and Reinvestment Act, known as the stimulus, produced or saved at least 1.9 million jobs and as many as 4.7 million last year, according to the Congressional Budget Office. The much-derided Troubled Asset Relief Program, or TARP, started by George W. Bush and continued by Obama, stabilized the financial sector, and the big banks have repaid the money with interest. According to a Treasury Department report sent to Congress this month, TARP will cost taxpayers $28 billion instead of the $700 billion originally set aside. The nearly $80 billion bailout of the auto industry may cost taxpayers only $15 billion, as the restructured General Motors and Chrysler come back to life with strong sales. The stock market has surged; corporate profits are setting records.

at the same time, there may be an argument that the stimulus spending was just too small to kick start the economy:

Quote:

Obama’s instinct was to take on everything at once. “I want to pull the band-aid off quickly, not delay the pain,” a senior Obama official remembers him saying. “He didn’t want to muddle through it, Japan-style,” recalled Larry Summers, tapped to be director of Obama’s National Economic Council. Romer calculated how much government spending would be needed to fill the gaping hole of consumer demand and came up with $1.2 trillion, the highest of three options. Summers told her to leave that number out of the memorandum to Obama. Emanuel argued that such an astronomical figure would be politically explosive. Romer left it out but mentioned it to Obama during a briefing. “That’s what you’d need to do to definitively heal the economy,” she said, according to someone in the room. Still, she and Summers agreed on recommending close to $900 billion.

Liberals like the Nobel Prize-winning economists Joseph Stiglitz and Paul Krugman argue that the $800 billion package of infrastructure projects, aid to states and tax breaks that Congress eventually passed was inadequate and poorly targeted. “The stimulus was too small and not well-enough designed,” Stiglitz told me. “Most of my concerns have turned out to be valid.” Romer, who has returned to teach at Berkeley, told me she now agrees about the size. In Washington, she said, “you’re not supposed to say the obvious thing, which is that in retrospect of course it should have been bigger. With unemployment at 10 percent, I don’t know how you could say you wouldn’t have done anything different. Of course you would have made it bigger.”

Given what was known then, however, she said the $800 billion was reasonable and the most that Congress would approve. “In my mind,” she said, “the problem was not in the original package; it was in not adjusting to changed circumstances.” Once it was clear that the situation was deteriorating, she said, the White House should have gone back to Congress for more stimulus money. “That was where we could have been bolder,” she said.
from "The White House looks for work"

http://www.nytimes.com/2011/01/23/ma...nomy-t.html?hp

fairly long article, but which gives a fairly good overview of the economic theories of the Obama team.

GoldenRivet 01-20-11 05:23 PM

Im fortunate enough to personally know a lot of the medical staff at one of my local hospitals.

a vascular surgeon, a radiologist, 4 CRNAs, an anesthesiologist, various therapists and numerous ER nurses and Doctors.

all total about 15 people

they all feel that the standard of care will be driven down by the health care bill

they all believe that fewer people will enter the health care practice because of the health care bill.

they all believe that many professionals will exit the practice of medicine due to the effects of the bill - themselves included

they all feel that the wages of the medical professional will be driven down by the health care bill.

and on the subject i asked them all"

"Would you go on working in the ER (or trauma, or surgery or whatever dept) if it werent for the money?"

unanimously the answer was "No." with the inflection in their voice as if i were crazy to even ask.




there has to be a better health care bill... just nobody has thought of it yet

gimpy117 01-20-11 06:27 PM

well thats all well and good..but our system is broken. Cry all you want about "ohh less people going into the profession" or "lower standard of care" (if thats even true). But at the end of the day, when the time comes when its impossible for the average american to even afford a major operation, we'll all be sorry.

tater 01-20-11 07:04 PM

Quote:

Originally Posted by gimpy117 (Post 1578800)
well thats all well and good..but our system is broken. Cry all you want about "ohh less people going into the profession" or "lower standard of care" (if thats even true). But at the end of the day, when the time comes when its impossible for the average american to even afford a major operation, we'll all be sorry.

Stop whining and go to med school, then work for free.

Nah, you'll just keep whining.

Government is the problem with our system to the extent there is a problem. 46+ % of US healthcare is already "government." The government care is why the rest is so FUBAR. The current expense of the US system is because those paying for insurance are also paying for the fact that the government systems pay too little. Fee for service, combined with artificial (and arbitrary) reimbursements means that there is incentive to "do more stuff" to the nearly 50% on charity care. That and CYA (defensive medicine).

Since no one is actually paying for the care themselves (insurance, gov care does), there is no incentive for shopping for cost, so there is no incentive to deliver savings. Look at cash-only medical practices, and you'll see that while they may keep their rates high, they always offer more and more for those rates. Better Lasik, more effective vasectomy reversal, etc. Lasik used to be really expensive. It's not any more. Why not? The government is not involved, that's why.

The current US system incentivizes all the wrong things, and almost entirely because of the government mucking around.

MaddogK 01-20-11 07:05 PM

:haha:
I have to laugh because my wife (who'se a NICU nurse of 30+years) tells me the hospital where she works must bill at 200% because medicare only pays 50% of the bills for their covered patients and expects the hospital to cover the rest. The hospital has changed hands 4 times in the last 15 years because all the 'freebie' care threatens to run the hospitals parent company into bankruptcy.

...if only the junkies and baby-momma's would stop coming into the hospital's ER they may stay afloat, and the bills would shrink, but NOOO, all these illegal 13 year old girls having babies are killing the industry...

Because they're ENTITLED to

GoldenRivet 01-20-11 07:09 PM

Quote:

Originally Posted by MaddogK (Post 1578828)
:haha:
I have to laugh because my wife (who'se a NICU nurse of 30+years) tells me the hospital where she works must bill at 200% because medicare only pays 50% of the bills for their covered patients and expects the hospital to cover the rest. The hospital has changed hands 4 times in the last 15 years because all the 'freebie' care threatens to run the hospitals parent company into bankruptcy.

...if only the junkies and baby-momma's would stop coming into the hospital's ER they may stay afloat, and the bills would shrink, but NOOO, all these illegal 13 year old girls having babies are killing the industry...

Because they're ENTITLED to

true

tater 01-20-11 07:14 PM

Medicaid is way worse than medicare, too. A few years ago we had dinner with a friend who is a surgery dept head at the U, and he said their collection rate was 17%.

Ie: their end of year collections were 17% of what they billed "retail." The bulk of their patients are medicaid, followed by medicare, followed by BCBS (distant 3d).

BCBS pays "retail" the rest pay so low it is often below cost. The rest? Gets paid by taxpayers since it's a State university. The private hospitals are not so lucky. They are torn because they need to have an ER for their 'real" patients, but the ERs cannot turn away anyone unless on "divert," so the private hospitals are screwed, too.

Obamacare has a provision that makes making new "Doctor's Hospitals" impossible, too (many docs were talking about making new hospitals that ONLY took private pays, and therefor would drop off the grid of government care, but now it's impossible).

Kaye T. Bai 01-20-11 07:33 PM

Waste of time and money? Maybe, but at least they're spending their time doing something remotely constructive, instead of talking about the Florida Gators and Guam tipping over into the Pacific Ocean.

GoldenRivet 01-20-11 07:50 PM

"My concern is that the island might... tip over."


"we dont.......... anticipate that." :-?


wow

this guy is good at maintaining his composure

August 01-20-11 07:51 PM

You guys have a point but so does Gimpy. The cost of even the most basic medical care is already beyond most peoples ability to pay without insurance or complete financial ruin.

Now I don't think that most Americans are gonna choose death, infirmity and disease over doing something drastic, like nationalizing health care, so if the the GoP want's to avoid this it would be wise to come up with an actual solution to the problem, if for no other reason than because just badmouthing the Dems plan alone isn't going to help them much in 2012.

Armistead 01-20-11 07:57 PM

Quote:

Originally Posted by AVGWarhawk (Post 1578567)
The hospital can absorb these unpaid costs. These are passed on to the folks who are paying for insurance. So tell me, why does it cost more? To cover those that do not have coverage? :hmmm: As far as running yourself into poverty: My wifes' aunt without any insurance had a gastric bypass surgery performed. When done she was put on a payment plan that she could afford.

Search hosipitals closing down and you'll see many can't.

So you admit you're paying for others care through your own policy, plus any cash you spend. Would it not be better if people could afford their own care? Again, the GOP wouldn't even be talking about the issue unless the Dems made it one....remember Hillary, if only we addressed the issue then, now it's mass chaos.

Your Aunt is lucky. My wife deals mostly with unemployed that deal with chronic illness. You'll get better care if you have a one time problem, even more if it's life threatening...they have to treat you.

My wife see's many now that were middle class just a few years ago, mainly in construction, because it died here. I'm talking skilled labor. Most owned homes, not castles...With a job loss, the only income they have may be unemployment...it doesn't even pay the normal bills. If they were ill, on meds, working disabled, ect...they lost insurance with the job. The issue for many is they either keep a roof over their kids heads or buy meds...most parents will go without healthcare to feed their kids. Some of them deal with illness that could be controlled, but they chose to take care of family over themselves, end up getting worse and in the hospital. This effects millions of people.

So since we already pay for it, the issue is how to make it affordable for all. Study the history, healthcare went to hell when it became corporate controlled for mass profit, both in medicine and insurance, both have become political monopolies.,,thanks mostly to the GOP, they've now become a corportate controlled party.

Better hope they fix it, if not, in ten years your insurance premiums will take 30-50% of your salary depending on the plan.

My guess is if the GOP had their way, if they get controlled, they'll talk a lot about it, do little or nothing and find a way for corps to get even richer off the illness of people.

tater 01-20-11 08:04 PM

Quote:

Originally Posted by August (Post 1578857)
You guys have a point but so does Gimpy. The cost of even the most basic medical care is already beyond most peoples ability to pay without insurance or complete financial ruin.

Now I don't think that most Americans are gonna choose death, infirmity and disease over doing something drastic, like nationalizing health care, so if the the GoP want's to avoid this it would be wise to come up with an actual solution to the problem, if for no other reason than because just badmouthing the Dems plan alone isn't going to help them much in 2012.

The reality is they don't have to. Show up at the ER and you get treated, period.

People FLY here to ABQ from Mexico (affluent Mexicans), then come to the ER, with symptoms of, say, prostate cancer, then get treated—and a follow up appointment for surgery, etc.

But you are right, if you have to pay cash, it's insane because you're paying for the XX% that are paying well below cost (medicaid), and the larger % paying at or slightly below cost (medicare).

My wife has comped her fee a few times to patients, and that doesn't help since the OR and hospital cost WAY more than her fee (in this case she got paid ~$300 and the hospital part of the bill was over 20 grand). The trick is that the 20 grand was the rate assuming it was through insuarnace, etc. If my wife comped, then insurance would not pay, and the CASH price was like double that. So she ended up charging them the $300 (and had them pay $1 a month or something).

Government is the problem, not the solution (to borrow a phrase from from Ronald Reagan).

August 01-20-11 08:11 PM

Quote:

Originally Posted by Armistead (Post 1578859)
...that were middle class just a few years ago, mainly in construction, because it died here. I'm talking skilled labor.

Well part of the problem is the redefinition of what constitutes "Middle class". It used to describe the owner of a construction company, not the guys who worked for him, skilled laborers or not.

gimpy117 01-20-11 08:24 PM

Quote:

Originally Posted by August (Post 1578857)
You guys have a point but so does Gimpy. The cost of even the most basic medical care is already beyond most peoples ability to pay without insurance or complete financial ruin.

Now I don't think that most Americans are gonna choose death, infirmity and disease over doing something drastic, like nationalizing health care, so if the the GoP want's to avoid this it would be wise to come up with an actual solution to the problem, if for no other reason than because just badmouthing the Dems plan alone isn't going to help them much in 2012.

I agree, to be honest, we are talking about the health of our citizens. whatever can be done to help that is a good thing. Im a dem and i think the bill is crap, or at least parts of it

I think we can all agree that the whole mandate thing needs to go. but I do like the parts that make it harder to deny coverage

too be honest, the medical profession is in a bind. If a person comes into my store and can't pay..tough luck unless they have food stamps, but that pays Olesons 100%. but then we go on to only give 50% to our health care providers. where does that work out?

AngusJS 01-20-11 08:37 PM

Quote:

Originally Posted by GoldenRivet (Post 1578030)
and you wouldn't, they are getting their way on the issue completely unchallenged and without compromise of any kind.

:rotfl2:


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