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12-19-15, 11:54 PM | #616 |
Shark above Space Chicken
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Because they get set up like pyramid schemes and the funding collapses.
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12-20-15, 04:45 AM | #617 | |
Navy Seal
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European pensions were created during the industrial age and finalised after WW2. When famillies had 5 children and people rarely lived more than 10 years after they retired, there was plenty of the working young to pay for it. Today fammilies are smaller and the working population is getting smaller, while people retire at 65 and live to a 100. My mother (at 30) had to pay less than 1% of her monthly wage to pay for the pensions, I already have to pay about 5% of that. And it will get worse. The pension I pay for the last generation goes as a guarantee for my own pension, the more I'll pay in, the more I'll get back after retirement. But that pension will have to be payed by my grandchildren and they'll pay a lot. The only solution is that every generation pays for it's own pension, I'll agree to that, but that also means one generation will have to pay for their own and the current seniors. |
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12-20-15, 08:22 AM | #618 | |
Grey Wolf
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Anyway, I think Beton has already given a good explanation. The pension scheme at least here in Germany is based on an intergenerational contract, that is : the younger ones who still work pay into the old age insurance whereof the retired ones get their pensions paid. That way the young ones support the old ones. When old people are getting older then let's say 100 years ago and at the same time the population is shrinking because the birth rate is getting lower, then fewer people have to finance the pensions of a growing number of older people. Worst case would be that it turns out that you paid more money into the old age insurance than you get out of it once you retire yourself. Then the young ones would probably withdrawal from the intergenerational contract as the doctrine of frustration applies. Right now, the old age insurance is getting more and more expensive. Last edited by Dan D; 12-20-15 at 08:29 AM. |
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12-20-15, 10:23 AM | #619 | ||
Wayfaring Stranger
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Quote:
https://en.wikipedia.org/wiki/Demogr...800_-_2000.JPG Quote:
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12-20-15, 11:58 AM | #620 | |
Navy Seal
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The refugees mean an influx of young people and children, those that work and those that will work. European countries need to be liberal with immigration, but also very liberal with deportations. |
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12-20-15, 12:10 PM | #621 | |
Wayfaring Stranger
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Quote:
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Flanked by life and the funeral pyre. Putting on a show for you to see. |
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12-20-15, 12:17 PM | #622 | |
Navy Seal
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When the death rate slows down along with the birth rate, the population will still grow. |
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12-21-15, 06:09 AM | #623 |
Grey Wolf
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Yes, what Beton said.
And I am going to use a new word now that I learned today which wil be of good use when I play "scrabble" next time: "Bevölkerungsvorausberechnungen" aka "population projections". Those population projections which are made by the state offices together with the German Federal Statistical Offices forecast that the total population by 2050 will have fallen from 81 million down to 74 million people and this affects the age structure as well, there will be less and less children and even more older people. Statistics are always controversial, of course. And with regard to what Beton said: "European countries need also be very liberal with deportation", this needs to be pointed out in this context. No country can afford an uncontrolled mass immigration into its social security systems like e.g. old age insurance, otherwhise they would collapse. Because of that, immigration law is really really very strict. Countries must be able to control migration movements. An example: if you have come to Germany claiming to be a "refugee" and if then the immigration office rejects your claim because they feel that you are an economic migrant only (for EU citizens economic migration is wanted), then this decision by the immigration office has a blocking effect for all other residence permits. This means even if you have archieved a legitimate claim for a residence permit for some other reason in the meantime, the refusal of asylum closes this door. You can not simply change your reason to stay ("One does not simply walk into Modor") and so you must go back to start (country of your origin). |
12-21-15, 11:48 AM | #624 |
Gefallen Engel U-666
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With the 'new ' word "Bevölkerungsvorausberechnungen" best never forget the 'old' word Lebensraum https://en.wikipedia.org/wiki/Lebensraum
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"Only two things are infinite; The Universe and human squirrelyness; and I'm not too sure about the Universe" |
12-21-15, 01:55 PM | #625 |
Soaring
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50 years ago, the relation in West-Germany between employees being pressed to paying protection money, and pensioners, was 6:1. 20 years ago, the relation in united Germany, was 2.7:1 2012, the same relation in all Germany was 2:1 In the past decade, the number of people in the low-wage sector has exploded. That means they are unable to save for their pension privately. The experiences wiht our largest migration groupo, Turks, since the late 50s shows that even in third generation their integration is a failed case. The examples mirgants from other places/cultures show - both in East and West germany - that unde rbest circumstances still three generatins are needed until a parity between net contribution to the social systems and net benefit could be hoped to be achieved. The Syrian masses now coming, are educated above averga e- by Arab standards. Experts for the labour m,arket and economic strtcure of German national economy who are not paid by the government say that still the overwheliming majority of these are "schwer vermiottelbar", hard to be brought into jobs with maintainable social insurrance. Fiscal calculations from sources that are not close to the government mention net costs for the madness over the next 30 years - one generation - of high two doigiot and even three digit billions. The worst case scenario beign calculatedf and reported of some weeks ago, even had it at almost 1 trillion over the coming 20 years - that includes not only direct social wellfare, but all follow-up costs from this, if calcuating by standards comaprable tpo the ways thign sunföloded with the Turkish kigration. The Syrian refugees being a longterm investment into social secuity in Germany? More likely it will go the way the youthz has been kicked ot the bottom in the Arab sphere in the past 3-6 generations. And this all still leaves out all implications when considering the political effect of the EU, and the Euro, and the disaster both mean for Europe. It also means Germany is accepting socialist France dreaming imperial dreams again by forming its old dream of a Mediterranean union. Under French dominance, of cpourse. Germany private savings are meant to pay for it. Gotta love those socialist looters. Renzi in Italy has pushed through a plan that next year all young people becoming 18 years old will ghet a free prepaid consumtion card worth 500 Euros, which they can use for buying things. For free. "The state is paying for it". The state...? Is it really the state paying this...? LOL In Finland they want to experiment with a condition-free general base income from next or seocnd next year on - more money raining down from heaven "for free" (at least as cash-free payment is still not completely enforced, Sweden has the lead in this destruction of freedom). And in Spain the election just was decided by demands to end the austwerity politics, while Greece gets moeny pumped into it for nothing, as usual. And where was it these very days that a public referendum of the population has reversed the just implemented legal equalization of marriages and "gay marriages", which was not wanted by the people, only by the so-called progressive" politicians? Was it Ireland. Or Slovenia? The writing is on the wall, more and more people in Europe turn away from the middle of the wanted "mainstream", and in opposition to to it turn "conservative". Every action has reaction and whatever force you inflict, inevitably returns. So it goes when you build a whole continent and contemporary culture on tick and debts only. What you built, cannot last, it sinks in, and collapses. But in Brussel they wonder about what is happening in political Poland currently. I do not wonder at all. We will see these political changes happening in other Eastern states, too, we already do. I do not sign into a generalization of the idea that the enemy of my enemy necessarily must be my friend, but in case of my view of conservative Poland, and the EU, it is true. I will not stand in the way of the Poles. Or the Brits, if they are clever enough to not listen to the scaremongers, and leave the EU. It'S a smart move. For the same reason I hope the Eastern nations will set up one hell of a battle over migrants. Let Germany feel the dent of it. It was our Staatsratsvorsitzende openign the gates and switching on the magnet, and it was the German public even applauding her. It is justice that we get the main force of the blow. Serves us right. What will be achieved by all this modern madness in the EU? Exactly the opposite of what one claims one wants to achieve. Exactly what one claimed one wanted to prevent - this will be the result of it all. And I have become old enough now to start feeling a grim and merciless satisfaction over this.
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12-21-15, 01:56 PM | #626 |
Soaring
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Why is the website messing up my text formatting?
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If you feel nuts, consult an expert.
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12-21-15, 02:12 PM | #627 |
Lucky Jack
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Meanwhile in Kenya:
http://www.bbc.co.uk/news/world-africa-35151967 |
12-21-15, 03:00 PM | #628 | |
Navy Seal
Join Date: Apr 2008
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Quote:
I'm actually surprised they didn't kill them all.
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Putting Germ back into Germany. |
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12-21-15, 06:28 PM | #629 |
Ocean Warrior
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They'll keep trying, I'm sure!
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Don't mistake my kindness for weakness. I'm kind to everyone, but when someone is unkind to me, weak is not what you are going to remember about me. Al Capone |
12-21-15, 06:36 PM | #630 |
Ocean Warrior
Join Date: Jan 2005
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6 US soldiers killed by a suicide bomber in Afghanistan. Screw that dump they call a country over there, I could care less about it anymore, bring our troops home. Let them fight their own never ending damn war!
http://www.sbs.com.au/news/article/2...-afghan-attack
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Don't mistake my kindness for weakness. I'm kind to everyone, but when someone is unkind to me, weak is not what you are going to remember about me. Al Capone |
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