Looks as if you got off with a slap on the wrist.
For the state of Texas, and the US, it might become much less easy. Air Worldwide, a company specialising in risk model projections, estimates the damages to be 1.2 - 2.3 billion dollars, which is surprisingly low. Analyst company CoreLogic rates the damages much higher, giving numbers as high as 40 billion dollars. NewOrleans-killer Katrina caused damages of around 100 billion dollars, half of which were covered by insurrances.
^ German media write that.