In Norway allmost all banks must pay into a fund that the state control. This fund is used to guarantee that all deposits upto 400.000$. This means that you don't get panic withdrawal of money when the banks are in enough trouble allready.
There is nothing wrong with socialistic approaches in a market economy, but they need to be clear and equal for all partisipants, so that the goal of a free competition is conserved.
BTW I read an article in a paper two years ago predicting this, a colapse in the economy. This is of course not sensational but the reason they had was very good and easy to understand. Wearing pink shirts became "in" again!, and thats the clearest sign that the economy is unhealthy..
