First off - welcome aboard!
As to creating "random" issues - there is not a way to do so in game. You could create an external application that would - when run - create some random damage - but it would only show up if you saved, ran it - then loaded the changed save file. Not really what your looking for I dont think.
Same thing on the second - no way to do "man overboard" unfortunately.
As for the last - the question is beyond my knowledge.
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Good Hunting!
Captain Haplo
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