Well here´s a hint for you, it CAN be heat even if it has been turned off, modern day graphics card produce an incredible amount of heat, and if something is wrong it WILL overheat.
I had a 9600 card and it got those symptoms, guess what it was?
Yeah, it was heat, switched out the card for a nvidia and everything worked great.
And the reason it happens when explosions occur is that it is more graphic intense than sailing around or looking at the map in 1024 TC (which strains the CPU and memory more than the graphics card).
I´m not saying it is heat, only that it could be so if you can try switching out the card for another, if you still gets the error the problem is somewhere else (or you have 2 faulty cards).
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