I am running 1.3 with TM 6.0. But have had this problem with 1.2 and 1.3.
I try to make it a practice to save before going top side, but I really should not have to do that. But as we know, excutives know better than the dev team, so the game gets ramrodded through.
What upsets me is there are games like World of War craft, City of heroes, and so on that are increadibly graphics intensive, and yet my friends play for hours on end and NEVER have a CTD. The problems are with crappy programming on the part of sh4s development team brought on by some suit telling them how to do their job.
Sorry, venting. I love this game, but man is it irritating to have to re-boot my machine to be sure the cache is clear before reloading the game, something unecessary with other games.