What'S wrong in having a 3 years old PC? Mine if of that age, too, only gfx card upgraded.
You can do it, of course, but Vista is not the argument that decides wether to upgrade or not.
If I would need a new PC, I would buy no complete package, but the indiviual parts, so that I do not loose any money on Vista being included in the package price. Then I would install XP.
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If you feel nuts, consult an expert.
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