One of the main uses is to get your crew trained up faster. Rather than one guy at a time you can send the whole crew to school in one go if you want and get them all qualified in what you need.
There is also the immersion factor with malfunctions and sabotage bringing up random problems occaisionally as would have happened in RL.
Not to mention being able to choose the type of boat you start your career in and the number and exact date of career start gives you some added flexibility.
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