If you're shooting for realism, only reload externals in <7ms winds, always at full stop, and always during the day (seeing as it would be a pain to do it during the night).
If surprised while loading I'll have a house rule I have to stay at reasonable low speed for at least 5 mins, while my crew clears the crane and whatnot away before I can dive - which can make aircraft attacks quite a harrowing experience. If I'm forced under I also loose the torpedo, meaning I wont try to reload that torpedo at a later time.
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"Sieben Tankern schlug die letze Stund,
die U-Falle sank träger.
Zwei Frachter liegen mit auf Grund,
Versenkt vom Paukenschläger."
- Reinhard Hardegen, U-123 |