There is a sticky in the MODS section where Fubar's incredable skins are available for download.
As far as skins go, the GWX Ship Skin pack for SH3 Cmdr (164mb) can be applied at anytime as long as you are in port and rolledback. The same holds true for Sub Skins.
You do not need to worry about applying skins too soon, they can be added even before your first patrol.
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