It's hardly just buying your way out. Is giving to charity buying your way out? In a moral suasion sense, yes. But you're also giving to an organisation that can put that fifty bucks to more effective use than you can individually.
And there's hard evidence, too. If your money kicks the total over the amount to buy scrubbers, a factory's atmospheric emissions can be reduced. It's not an indulgence :p
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I'm all for capitalism, but if a crisis really existed how does money aleviate that crisis?
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money can be exchanged for goods and services
