When buying hardware you should consider software first, always!
nVidia has the upper hand over ATI in that regard, since most of today's top games are designed with the nVidia card in mind (remember the advertisement: "The way it's meant to be played")
Now, in regard to SH3, please kind in mind that no matter what card you have, even on a super ninja computer, you'll still get poor performance from time to time... it's just wasn't written robustly enough to avoid those strange hickups when in high performance demand situations, even if you're computer can run it blazingly fast on all other situations (Specialy if you mod it)
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