[TteFAboB]

That's true, in part.

You see, the credit card is not needed at the website you're buying from. They don't have to make their own secure CC buying interface, PayPal takes care of that.

So instead of having to register and put your details on the website, you do it once at PayPal and just click some buttons here and there.

I don't know what's the 13 year old slang in Canada, but by "too much effort" I take it you mean too expensive, right?

Because I just keep receiving offering calls and the damned cards on my mail-box from time to time. Doesn't get much more effortless than that. :rotfl:

Well, maybe PayPal will accept something else other than a credit-card, you'll have to ask or search their site.