Inform the surveillance for the insurance industry about the incident (you got a visit "omlette surprise" by a freak from the opponent's insurance company at you private place, who did not contact you before to ask for a permission to visit you), and to enforce you claims, contact a lawyer immediately.
Don't even try a claims settlement with the insurance company on your own, you will just waste your time. The visit of that freak probably gave you an idea with whom you are dealing with. So be warned from now on.
Your lawyer won't be happy that you have been talking to the other side already. That sure does not make things easier. The other side will nail you on what you once said if things get tough.
If I get you right, you crossed a 4 lane street in the dark and you did not use the pedestrian's crossing? I would not be surprised, if the claims settlement would come out as, let's say like a 20:80 quote to your disadvantage. Depends on what your traffic law says. You have a liability insurance? A 20:80 quote for example means, that you have to pay 80 % of the damage on the car and the driver pays 20% of your loss, like your compensation for pain and suffering will be reduced to 20 % of the total sum.
I wish you a speedy recovery.
__________________
|