Maybe not read too much into it. More focus on whether or not the "kid" has a goal, is oriented toward something, or ther eis a pragmatic reason for staying at home.
Lets not forget, the economic situation in many places is not inviting, often it simply is unaffordable compared pot the situation 30 years ago, financially, for yung people to finance their own household while still doign job training, university or whatever.
Its also different in different countries. Mentality-wise, but nowadays again also money-wise. And there cna be so many other reasons. Unavailable and thus extremely expensive housing options only.
If she has a goal, a target that simply pragmatically requires or recommends top not move out for a tmeprory move that enbvertehless costs money, then that is okay, I ticked this way myself, too.
If she however is lazy and does not care about her future - then that is something else, and I will not interfere with your internal family issues then.
These are toublesome times, and money and its devaluation, unavailability becomes a real threat. I can understand that the young people today deep in themselves feel kind of fear of leaving the nest that sheltered them for so long. The young ones have it much more difficult today than my generation 37 years back (my Abitur was 1985).
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If you feel nuts, consult an expert.
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