Good advice from a secret squirrel: squirrels (European ones at least) have always several drays, and mother squirrels separate their kindergarden drays from their others, and always have at least one secondary so-called shadow dray beside the kindergarden dray.
Being prepared and later finding one had not to be, does not hurt. Not being prepared and then getting hit - that does hurt.
And all the money paid for insurrances will not bail you out right in the middle of an emergency. And if you never have an emergency, you never see that money back. Is that really the best of possible investements?
Do like the squirrels. Prepare. Get this just-in-time-delivery thing out of your life.
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If you feel nuts, consult an expert.
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