Good to see you too Onkel!
That's the one! I couldn't remember the title, and my google-fu sucks nowadays, and insurance needs itemized lists! Thank you, Sir!
Everybody's okay, thanks for asking! I'm gonna rant about it, only because a fire has never happened to me, and I never expected it would.
We got out as soon as the smoke alarms went off. I
can't stress this enough,
check your fire alarms people! Bare minutes would have killed us all horribly. Just the heat from the smoke and gases was enough to melt our bathroom mirrors into globs in the sinks! Firefighters told us it was over 2700 degrees upstairs at its worst.
Fire was completely within the walls and ceilings and not visible to us other than smoke which eventually tripped the fire alarms.
House was a new build, just over 15 months old.
Insurance has taken well care of us. Personal replaceable stuff is gone, firefighters went to extremes of personal safety to salvage what they could. We will forever be grateful. In these situations, dollar value means nothing, those irreplaceable are the only **** you care about.
Everything else is surprisingly replaceable for a dollar amount, but you gotta find it. Going through item by item is painstaking, but so far worth it. You have no idea what you own, until its gone and you're on your driveway, shirtless in pyjama pants and a beatup old work coat in the middle of a January snowstorm.
Here's what I pass down to the younger, and anyone else who has not faced a house fire:
Test your fire alarms, and change batteries every year. Set a date on your phone. Have insurance. Don't own a home? get renters/contents insurance. $30k of contents insurance is dirt cheap. Don't think you have 30k worth of stuff? you probably do, once you sit down for a few weeks and count it all. Lastly, don't **** with fire. Alarms going off, don't mess around, just get everyone out Forget the stuff, its not worth it. **** oges from a little smoke to deadly smoke inferno in moments with little warning.
Okay, rant over. My apologies! It's just such a peripheral thing until it happens to you, and it never goes how you think!
But yeah happy, healthy and okay!