NZShrkbait: Thanks again for your thoughts & observations; appreciate your time on thinking some of this stuff through..
However, it's all become a moot point; I did a fresh install & am starting (yet again) on a new career. Maybe I can get to '43 this time around.
(The new install showed no saves from the previous career, even though I instructed the uninstall program to retain the game's saves.)
KaleunMarco, and merc4ulfate, thanks again. Cheers..