Same here. I was with a bank called the Walker Bank, founded in the 1880s by Joseph Walker, the banker for pretty much all the Park City mining concerns. Sometime in the 1980s they were bought out by Wells Fargo and things went downhill fairly quickly. Fees suddenly popping up when I was close to the line, causing unexpected overdrafts, and a lot of other things like that. Today I "bank" with a local Credit Union, who gave me an extensive line of credit to cover any overdrafts without the hefty fees. I don't know how secure they are, but I've been happy so far.
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