Before eschewing the credit card in favor of a debit card, make sure you understand the differences with respect to your bank. There are protections you get when using credit cards that you may not have with a debit card.
Also, if your debit card number is compromised, someone can empty your bank account. Something that can't happen when using credit cards.
My philosophy is to only use no-fee credit cards and pay them off every month. That way I get the best of both worlds.
I am not sure that using only debit cards helps your credit rating either.
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abusus non tollit usum - A right should NOT be withheld from people on the basis that some tend to abuse that right.
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