There has been much discussion over the years about this subject... The Cruisers are the worst of the offenders. It was possible, just like it was possible for carriers to sink with just one hit. But the circumstances surrounding the incident usually had an element of human error involved also, such as allowing aviation fuel vapors to build-up below decks, resulting in a massive explosion, or an over-zealous gunnery leader leaving the magazine door open for quicker access to their powder charges, and when the torpedo hit the seam in the armor plating... It definitely happened, but other times, a sub would put a dozen torps into a vessel and it floated away.
As you've found, the B turret or maybe a bit behind it if there is a third turret up front, is the "sweet" spot on a lot of vessels. I haven't found similar for the CV, though it might be right under the bridge. Some mods attempt to eliminate this, others try to accent it.
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