20-30%? What on Earth are you guys
doing?
I don't pretend that our system is perfect but it certainly seems a lot simpler. You pay in a certain percentage of contribution each paycheck, which varies depending on your pay rate, and that is all sent to the National Insurance Fund which then helps fund the service so that it is free of charge at point of delivery.
The US health care system seems complex for no reason other than the sake of being complex.
I just don't get it.