Cherish your Nan Kap ! Once they go you lose a lot of valuable family oral history. I would trade everything I have
to bring mine back - both great people, strong family leaders.
Nurture one credit card for major purchases and build a good credit rating with it. 'Hang-out' another for exposure
to cr*p on the internet - use it only for that after ringing in to reset your credit limit for that card at what you
can affotd to lose at poker.