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ScotchSea!Your concept is not without historic merit-

At the same time inventors were working on building a guided torpedo. Prototypes were built by John Ericsson, John Louis Lay, and Victor von Scheliha, but the first practical guided missile was patented by Louis Brennan, an emigre to Australia, in 1877.
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The Brennan torpedo https://en.wikipedia.org/wiki/Brennan_torpedo was the first practical guided torpedo.


It was designed to run at a consistent depth of 12 feet (3.7 m), and was fitted with an indicator mast that just broke the surface of the water. At night the mast had a small light, only visible from the rear. Two steel drums were mounted one behind the other inside the torpedo, each carrying several thousands yards of high-tensile steel wire. The drums connected via a differential gear to twin contra-rotating propellers. If one drum was rotated faster than the other, then the rudder was activated. The other ends of the wires were connected to steam-powered winding engines, which were arranged so that speeds could be varied within fine limits, giving sensitive steering control for the torpedo..The torpedo attained a speed of 20 knots (23 mph) using a wire .04 inches (1.0 mm) in diameter but later this was changed to .07 inches (1.8 mm) to increase the speed to 27 knots (31 mph). The torpedo was fitted with elevators controlled by a depth-keeping mechanism, and the fore and aft rudders operated by the differential between the drums. Brennan travelled to Britain, where the Admiralty examined the torpedo and found it unsuitable for shipboard use. However, the War Office proved more amenable, and in early August 1881 a special Royal Engineer committee was instructed to inspect the torpedo at Chatham and report back directly to the Secretary of State for War, Hugh Childers. The report strongly recommended that an improved model be built at government expense. In 1883 an agreement was reached between the Brennan Torpedo Company and the government. The newly appointed Inspector-General of Fortifications in England, Sir Andrew Clarke, appreciated the value of the torpedo and in spring 1883 an experimental station was established at Garrison Point Fort, Sheerness on the River Medway and a workshop for Brennan was set up at the Chatham Barracks, the home of the Royal Engineers. Between 1883 and 1885 the Royal Engineers held trials and in 1886 the torpedo was recommended for adoption as a harbour defence torpedo. It was used throughout the British Empire for more than fifteen years..Around 1897, Nikola Tesla patented a remote controlled boat and later demonstrated the feasibility of radio-guided torpedoes to the United States military, only to be turned down.

I'm amazed, given their other hi-tech adventuring that the Germans didn't leap into this... then again, how is it that Ericsson and Brennan were Irish??!!