You CAN change difficulty settings while in port.
I wouldn't say that I'm advising you to use unlimited fuel. It's your call.
The only time I'd use that option is with the Walther boat if I wanted to try the long distance missions.
You should use what appeals to you.
Remember that you CAN change difficulty settings anytime you're in port. So try a mission one one way the try another a different way.
My current game settings are as follows:
[Current]
LimitedBatteries=true
LimitedCompressedAir=true
LimitedO2=true
LimitedFuel=true
RealisticRepairTime=true
ManualTargetingSystem=true
NoMapUpdate=false
RealisticSensors=true
DudTorpedoes=true
RealisticReload=true
NoEventCamera=true
NoExternalView=false
NoStabilizeView=true
MPShowPlayerNames=true
MPShowTorpedoes=true
I do like to watch things explode, hence my leaving the external camera on, also I haven't bothered to master celestial navigation yet so I let the map update take care of that.
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 If I can't be a good example, I'll be a glaring warning! 
AMD Ryzen 7 2700X Eight-Core Processor, 3700 Mhz, 8 Core(s), 16 Logical Processor(s)
Windows 10 Home
Installed Physical Memory (RAM) 16.0 GB
NVidia RTX2070 16 Gig
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