Yeah, that seems the most plausible set of circumstances for the creation of the FIX file.
I was rather hoping to avoid testing the two possibilities. I've got experience writing mods and playing with mods for a good many games, and I know that sometimes you just need to test things on your own, but it's a daunting task to start playing a game by testing a bunch of mods -- you don't really know what you should be looking for, aside from CTD's and the like.
Still, no one has chimed in with specific answers, so I think you're right: best to just try it and see.
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