Agree with all of Oberon's suggestions, but on a more prosaic level (not in survivalist mode quite yet) I do regret not going for a bungalow when we bought the house. Much easier to get at roof for repairs etc. and wouldn't be as nervous when we get such strong winds as we do out here.
Ideally, a low peat-thatched dwelling like you see in old paintings of Highland scenes, or one sunk into the side of a hill and covered with turf.
Living in a tree ain't so much fun any more...
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