Dead is Dead is definitely rewarding and makes your playing style more....delicate?
It's a shame that it's not a setting in the options... once you get attached to a crew, it's so tempting to revive them.
One other thing about 100% - the English Channel has become a no-go zone very quickly, if only due to the nerve-shredding caused by the number of combat-vessel sightings. Also, if I haven't got at least 300 metres under my keel, I get very uncomfortable.
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