[Tchocky]

That's pithy but wrong.

There's plenty of understanding of how the individual health insurance market worked (or didn't work, to be more accurate).
Hence higher standards for plans, subsidies to help for higher quality (therefore higher cost) plans, and a mandate to ensure risk-pooling to keep the cost balance right and to ensure that the market, you know, functions as a service delivery mechanism.


But I'll admit there's nothing like facial expressions to appeal to people who already agree with you.