It worked smooth with this guy's paypal the past two years. We also just shifted ten cents to the account of his brother for testing, no credit card needed. Trying subsim again confronts us again with a message that for this transaction, a credit card must be added to the paypal account, and that "Lastschriftverfahren" for this transaction is unavailable.
You do not need Paypal if you must use credit card payment anyway.
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If you feel nuts, consult an expert.
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